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Reward Credit Cards

The following reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives and rebate programs.

Bank of America Visa Signature® WorldPointsTM Rewards
Bank of America Visa Signature WorldPoints Rewards card Application
Bank of America Visa Signature WorldPoints Rewards card offer
  • 0% Intro APR on balance transfers for your first 15 billing cycles
  • Earn 1 Point for every dollar you spend in net retail purchases
  • Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
  • No Annual Fee
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Balance Transfers* 15 months and a $25 statement credit* 9.99% / 15.99%* None* Yes* Good Credit*

Capital One® No Hassle PointsSM Rewards
Capital One® No Hassle Points<sup>SM</sup> Rewards Application
Capital One® No Hassle Points<sup>SM</sup> Rewards Credit Card Offer
  • Click "APPLY HERE" to apply online or call (866) 547-0808
  • 5 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point for every dollar spent on other purchases
  • There is no limit to the points you can earn, and your points won't expire for the life of your account
  • Buy what you've been dreaming of and pay no interest until May 2009
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* until May 2009* 16.90% (V)* $29.00* Yes* Average*

AT&T Universal Savings & Rewards Card
AT&T Universal Savings & Rewards Card Offer
AT&T Universal Savings & Rewards Card Application
  • Up to 10% savings for the first 12 months on AT&T purchases
  • 1 ThankYou Point for every dollar you spend on non-AT&T purchases
  • 0% APR* on Balance Transfers for up to 12 months
  • No Annual Fee
  • Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Balance Transfers* up to 12 months* as low as 8.99%* None* Yes* Good Credit*

Discover® More Card - American Flag
Discover Flag Cash Back Credit Card Application
Discover Flag Cash Back Offer
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months on Purchases & 12 months on Balance Transfers* as low as 10.99%* None* Yes* Excellent Credit*

Wyndham Rewards MasterCardSM
Wyndham Rewards MasterCard Application
Wyndham Rewards MasterCard offer
  • No annual fee
  • Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
  • 24-hour Online Access
  • Absolute Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Balance Transfers* 12 Months* 9.99%* None* Yes* Good Credit*

Financial Rewards® Visa® Platinum Plus®
Bank of America Financial Rewards Visa Platinum Plus Application
Bank of America Financial Rewards Visa Platinum Plus offer
  • 6 months 0% for balance transfers WITH a balance transfer fee, min $10, 3% of transfer
  • Earn 5 bonus points with your first purchase.
  • Points do not expire for 5 years
  • Online Banking Service
  • Total Security Protection®
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% for Balance Transfers* 6 months* as low as Prime +5.99%* None* Yes* Good Credit*

PetRewardsTM Platinum Plus® Visa® Credit Card
Bank of America PetRewards Platinum Plus Visa Credit Card Application
Bank of America PetRewards Platinum Plus Visa Credit Card offer
  • 1 point for every dollar you spend on everyday purchases
  • Rewards begin at just 750 points
  • Earn points toward veterinary services, pet food discount certificates, and shelter donations
  • Earn two PetRewards Points for each dollar you spend at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months* Prime + 9.99%* None* Yes* Good Credit*

Chase TravelPlus Visa® Card
Chase TravelPlus Visa Card Offer
Chase TravelPlus Visa Card Application
  • Earn miles that can be redeemed for a variety of travel rewards including airline tickets, hotel stays, cruises, and car rentals.
  • Travel domestically or internationally with no blackout dates.
  • Earn 2 miles per $1 on travel purchases
  • Earn 1 mile per $1 on all other purchases
  • Intro 0% Fixed APR for up to 12 months on new purchases and balance transfers
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* as low as 9.99%* None* Yes* Good Credit*

Bank of America® Accelerated RewardsTM American Express® Card
Bank of America Rewards American Express Credit Card Application
Apply for a Bank of America Rewards American Express card
  • Earn rewards faster with 1.25 points for every net retail purchase dollar
  • 0% Intro APR on retail purchases for 6 months*; 0% Intro APR on balance transfers for your first 12 billing cycles*
  • No Annual Fee and flexibility to pay over time
  • Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Access to more than 2,200 American Express Travel Services locations worldwide to help you
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months for retail purchases* Between P+4.9% and P+12.99%* None* Yes* Good Credit*

AARP Rewards Platinum Visa card
Apply Now for the AARP Rewards Card
AARP Credit Card Application
  • Earn one reward point for every dollar you spend.
  • 0% APR for up to 6 months and pay no annual fee.
  • No telemarketing calls. Zero unauthorized liability.
  • Exclusive discounts for AARP Platinum Visa cardmembers.*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months* as low as 9.99%* None* Yes* Good Credit*

Bank of America World MasterCard® with WorldPointsTM
Bank of America World MasterCard  with WorldPoints card Application
Bank of America World MasterCard  with WorldPoints card offer
  • 0% Intro APR on retail purchases for your first 6 billing cycles*
  • Earn 1 Points for every dollar you spend in net retail purchases.  Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates, and more.
  • No Annual Fee
  • Online account access and Points management
  • Access to the MyConcierge sm service, a unique personal assistance service
  • Absolute Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months for retail purchases* Between P+4.9% and P+12.99%* None* Yes* Good Credit*

The Rainbow Card® Platinum Plus® Visa® Card
The Rainbow Card Platinum Plus Visa Card Offer
The Rainbow Card Platinum Plus Visa Card Application
  • Every purchase supports the Rainbow Endowment at no additional cost to you
  • Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
  • 0% Introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
  • 24 hour Customer Service
  • Travel and emergency assistance
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Balance Transfers and Cash Advances* 12 months* 9.90%* None* Yes* Good Credit*

Reward Credit Cards for Business

Own a small business? The following business reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives and rebate programs.

Capital One Business Platinum with Preferred No Hassle MilesSM
Capital One Business Platinum with No Hassle Miles Application
Capital One Business Platinum with No Hassle Miles Offer
  • Earn triple rewards for purchases in your category of choice and one mile per dollar on all other purchases
  • Choose from the following categories when you apply for this card: Travel and Lodging, Gas and Service Stations, Building Supplies and Hardware, Computers and Electronics, Office Supplies and Furniture, Advertising and Shipping.
  • 0% APR on purchases until January 2010
  • 0% APR on transferred balances until January 2010
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* until January 2010* as low as 14.99% (V)* None* Yes* Good Credit*

Capital One Business Platinum with No Hassle CashSM
Capital One Business Platinum with No Hassle Cash Application
Capital One Business Platinum with No Hassle Cash Offer
  • 0% APR on purchases until January 2010
  • 0% APR on transferred balances until January 2010
  • Earn 1% cash back on everything you buy from day one
  • Get a 25% bonus each year on the cash you earned the previous year
  • No Hassle Cash is easily and quickly redeemable online or by phone
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* until January 2010* as low as 14.99% (V)* None* Yes* Good Credit*

Advanta Why Wait Business World MasterCard
Advanta Why Wait Business World MasterCard Application
Advanta Why Wait Business World MasterCard Application
  • Why wait for your rewards when you don't have to?
  • Receive and use up to 200,000 WhyWaitSM Rewards Points in advance when you activate your card
  • So long as you actively use your account, you'll have 15 months to replenish used Why Wait points before you're charged for them*
  • Earn 1 point per dollar spent on purchases, plus get a 50% annual bonus on your earned points when you pay on time all year
  • Redeem points for cash back, travel, gift cards, merchandise or all of the above*
  • No Pre-Set Spending Limit*
  • All with no annual fee
  • See Terms & Conditions for important information, benefits and limitations
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 16.99% (V)* None* Yes* Good Credit*

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Still undecided or looking for reward program or cash back credit cards to apply for?

Following are some additional links to other offers. Customers who have applied for this offer have also been interested in applying for airline credit cards .




* See the online reward credit cards application for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.


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