A credit card offers great convenience; however if your personal or account information is lost or stolen, it can also be a source of endless aggravation. PrivacyWise™ is a reference guide that helps you:
Here are steps you can take to protect your personal information against identity theft.
Check your credit report regularly
In many cases, the first indication that your identity has been stolen is when a new account you did not authorize, appears on your credit report. That's why its important that you regularly review your credit report. By law, you are entitled to receive a free copy of your credit report annually. To request yours, visit annualcreditreport.com.
Be alert for phishing attacks or spoof sites
Credit card issuers will never ask you to provide sensitive personal information, including account numbers or passwords, in an email. If you receive an email that requests this information or that directs you to a website that you suspect may not be authentic, do not respond! Additional information on phishing can be found at the Anti-phishing Working Group. For a list of current phishing reports, visit Millersmiles.
The Federal Trade Commission offers comprehensive tips on protecting yourself at the FTC's identity theft website.