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Points Rewards Credit Cards |
The following Points Reward credit cards feature the ability to earn reward points for card purchases. Reward points can then be redeemed for a variety of items, including merchandise, gift cards or cash back. Apply today for the Points Reward credit card of your choice by completing a secure online application.
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Search through the Points Rewards Credit Card Offers below.
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Compare offers side by side in order to determine which card is best for you.
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 Apply for the Credit Card of your choice by filling out a secure online application.
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Citi® Diamond Preferred® Rewards Card |

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- 0% APR* on balance transfers for up to 12 months
- $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
up to 12 months* |
as low as 10.49%* |
None* |
Yes* |
Good Credit* |
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Blue from American Express® |

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- Membership Rewards ExpressSM program
- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
- Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 15 months* |
as low as 10.24%* |
None* |
Yes* |
Excellent Credit* |
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Capital One® No Hassle PointsSM Rewards |

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- Earn 2 points per dollar spent at gas stations, major grocery and drug stores
- 1 point for every dollar spent on other purchases
- 13.9% APR on purchases and balance transfers
- Points won’t expire for the life of your account and there’s no limit to the number of points you can earn
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
13.90%* |
$0* |
Yes* |
Excellent* |
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Chase FreedomSM Credit Card |

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- Receive $50 after you make your first purchase
- 3% Cash Back in your top 3 everyday spending categories
- 1% cash back for every $1 you spend on all other purchases
- Receive an extra $50 each time you save and redeem $200 in rewards
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
15.24%* |
None* |
Yes* |
Excellent Credit* |
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Capital One® No Hassle PointsSM Rewards |

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- 5 points per dollar spent at gas stations, major grocery and drug stores
- 1 point per purchase everywhere else
- No limit on points earned and they don't expire for the life of your account
- 0% on purchases until October 2008. After that, variable APR, currently 14.9%
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Purchases* |
until October 2008* |
14.90%* |
$29.00* |
Yes* |
New to Credit / Needs Improvement* |
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HSBC Platinum MasterCard with HSBC Plus Rewards |

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- Earn 1 point for every dollar in net retal purchases, regardless of where you shop.
- Redeem your points for cash, or airfare, hotel stays, car rentals, merchandise, gift cards and more...
- Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualified applicants.*
- No annual fee, for qualified applicants.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
as low as 8.99%* |
None* |
Yes* |
Good Credit* |
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American Express® Preferred Rewards Gold Card |

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- No Annual Fee First Year – $125 Thereafter
- Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card
- No Pre-Set Spending Limit
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Global Assist® Plus Hotline and many more benefits included.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
1st Year None; $125 Thereafter* |
No* |
Good Credit* |
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Elite Rewards® World MasterCard® |

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- No Annual Fee.
- Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
- Earn 500 Bonus Points after first qualifying purchase with the account.
- Earn Bonus Points for every net retail dollar you spend at participating merchants.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.90%* |
None* |
Yes* |
Good Credit* |
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AT&T Universal Savings & Rewards Card |

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- Up to 10% savings for the first 12 months on AT&T purchases
- 1 ThankYou Point for every dollar you spend on non-AT&T purchases
- 0% APR* on Balance Transfers for 12 months
- No Annual Fee
- Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
12 months* |
as low as 10.99%* |
None* |
Yes* |
Good Credit* |
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AARP Rewards Platinum Visa card |

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- Earn one reward point for every dollar you spend.
- 0% APR for up to 6 months and pay no annual fee.
- No telemarketing calls. Zero unauthorized liability.
- Exclusive discounts for AARP Platinum Visa cardmembers.*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 Months* |
11.24%* |
None* |
Yes* |
Good Credit* |
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Bank of America WorldPoints® Platinum Plus® Visa® Credit Card |

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- No annual fee
- Absolute fraud protection
- Online access and 24-hour service
- Access to the MyConciergesm service, a unique personal assistance service
- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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American Express® Preferred Rewards Green Card |

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- No Annual Fee First Year – $95 Thereafter
- Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card
- The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs
- Purchase Protection Plan protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.
- Many other travel and shopping benefits
- No Pre-Set Spending Limit
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
1st Year None; $95 Thereafter* |
No* |
Good Credit* |
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Maximum RewardsSM Platinum® Edition Visa® Card |

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- 0% APR* on purchases for 12 billing cycles after your account is opened
- Earn 5000 Bonus Points upon first usage within the first 3 billing cycles after your account is opened*
- Earn rewards with every purchase*
- Huge array of redemption rewards
- No annual fee
- Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
as low as 9.99%* |
None* |
Yes* |
Good Credit* |
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Major League Baseball® Extra BasesTM Credit Card |

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- VIP Access
- MLB™ Autographed Memorabilia
- Cash Rewards
- Once-in-a-lifetime MLB™ Experiences
- and so much more!
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| Intro APR |
Transfer Fee |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
3.00%* |
12 months* |
as low as 9.99%* |
None* |
Yes* |
Good Credit* |
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NASCAR RacePointsSM Platinum Plus® Visa® Card |

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- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers* through your first twelve billing cycles.
- Receive a $50 store credit at the NASCAR.COM Superstore®!
- Earn RacePoints rewards every time you make a purchase.
- No Annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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NFL Extra PointsTM Platinum Plus® Visa® |

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- Get a $50 Gift card after your first qualifying transaction(s) using your Extra Points™ credit card.
- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- Earn 1 point for every net retail purchase dollar spent.
- No annual fee.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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World Series of Poker® Visa® Card with WorldPoints® Rewards |

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- Save with an Introductory 0% APR for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- no annual fee!
- Earn one point for every dollar in net retail purchases with the WorldPoints® Rewards program - from everyday items to major home remodelling projects.
- Redeem points for World Series of Poker® buy-ins and merchandise.
- Redeem points for airline tickets on major U.S. airlines with no blackout dates, unlimited cash rewards, car rentals, brand name merchandise or gift certificates.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% for Cash Advances & Balance Transfers* |
12 months* |
as low as 9.99%* |
None* |
Yes* |
Good Credit* |
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American Express® Business Gold Rewards Card |

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- No limit to the number of Membership Rewards® points you can earn
- Earn up to 40,000 bonus points in one year - enough for one domestic round-trip airline ticket plus other business supplies
- Points have no expiration date
- No Annual Fee for the First Year – a savings of $125
- No pre-set spending limit* and no finance charges
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
- Automatic Complimentary enrollment in the Membership Rewards® program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
1st year None; $125 Thereafter* |
N/A* |
Good Credit* |
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Cash Back Business Credit Cards with Incentives |
The following Cash Back Credit Cards are designed for small business owners as well as corporate executives. Apply for the credit card of your choice by filling out a secure online application.
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Chase Business Rebate Card |

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- You'll receive 3% cash back for all business purchases you make at any restaurant, gas station, office supply store, building supply store, or hardware and home improvement center.*
- 1% cash back on all other purchases*
- 0% Introductory APR for up to 12 months on purchases*
- No Annual Fee*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
11.24%* |
None* |
Yes* |
Good Credit* |
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SimplyCash® Business Card from American Express |

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- Earn 5% cash back on automobile gas, office supplies, and wireless services
- Earn 1% cash back on virtually all other purchases
- No limits to the cash back you can earn
- Cash back is automatically credited to the statement each month
- 0% introductory APR up to 12 months
- No annual fee with the flexibility to pay in full or carry a balance
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
- Additional cards have no annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Purchases* |
up to 12 months* |
as low as 6.00%* |
None* |
Yes* |
Good Credit* |
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Advanta Life-of-Balance Platinum Card |

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- 2.99% APR for Life of balances transferred within 3 months*
- Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 2.99% Fixed APR for Life on Balance Transfers* |
3 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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Advanta Platinum with Rewards |

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- 0% APR for 15 months on Balance Transfers, 7.99% APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- Up to 5% Cash Back on office supplies, gas, and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
15 months* |
7.99%* |
None* |
Yes* |
Good Credit* |
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Discover® Business Cashback Card |

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- 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
- 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
- No Annual Fee
- Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Purchases and Balance Transfers* |
12 Months * |
as low as 10.99%* |
None* |
Yes* |
Good Credit* |
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Capital One Business Platinum with No Hassle CashSM |

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- Enjoy the convenience cash rewards
- 0% APR on purchases until June 2009
- 1% cash back on all purchases with no category limits and no restrictions
- A 25% bonus each year on cash you earned the previous year
- No Annual Fee
- Free employee cards with individual spending limits you set
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Purchases* |
until June 2009* |
as low as 14.99%* (V) |
None* |
Yes* |
Above Average* |
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Cash Back Cards for Students |
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Citi® Dividend Platinum Select® Card for College Students |

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- 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
- Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
- Earn 1% cash back on all other purchases
- No minimum income or cosigner required
- Build your credit history
- No balance transfer fee with this offer
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
12.99%* |
None* |
Yes* |
Good Credit* |
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Capital One® No Hassle CashSM Rewards for Students |

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- If you have a limited credit history or past credit problems, this cash rewards card is for you
- 25% annual bonus on cash you earn during the year
- 1% cash back on purchases you make from day one
- No limit on cash back and rewards won't expire for the life of your account
- 0% APR on purchases until October 2008. After that, variable APR, currently 14.9%
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
until October 2008* |
14.90%* |
$29.00* |
Yes* |
New to Credit/Needs Improvement* |
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Discover® Student Card |

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- More ways to earn more cash than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Purchases* |
6 months * |
16.99%* |
None* |
N/A* |
Good Credit* |
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* See the online points rewards credit card applications for details about terms and conditions of cash back rewards programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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