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Wednesday, July 23rd 2014

Other Credit Options

Other Credit Options

Looking for alternatives to credit cards? Listed below are options for emergency personal loans and social lending. Emergency loan options listed below may help deal with short-term financial emergencies, while person-to-person lending options may help you get better rates on loans.

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Search for Social Lending and Emergency Personal Loan options below.

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Apply for the loan offer of your choice by filling out a secure online application.

Social Lending

Social Lending

Social lending (also called Person-to-Person lending) is a type of financial transaction that occurs between individuals, without the involvement of a traditional financial institution like a bank. Learn more about how social lending works. Listed below are popular social lending websites.

Social Lending | Emergency Personal Loans
Prosper: America's Best Peer-to-Peer Online Lending Marketplace

Through Prosper, borrowers with excellent credit can get rates as low as 6.73% APR. Loans are unsecured, fixed-rate personal loans from $2,000 to $35,000. No collateral required; no prepayment penalties; and no hidden fees. The online application process lets you pre-qualify and get your interest rate in minutes.

Prosper is a peer-to-peer marketplace which connects people who want to borrow money with people who want to invest money.

Low Rate Personal Loans from Lending Club
Lending Club

Through Lending Club, your good credit rating is rewarded with a low, fixed rate personal loan. Rates range from 6.78% to 29.99%* APR. Best APR is available to borrowers with excellent credit. Borrow up $35,000 for almost anything. There are no hidden fees and no prepayment penalties. Apply in minutes to receive an instant rate quote without affecting your credit score. It's fast, easy, and secure. If you apply online now, you could have the money you need in just a few days.

Small businesses can get up to $50k in 7 minutes!

If you take Paypal for payment, or sell on online marketplaces like eBay, Amazon and others you could qualify for up to $50K instantly to grow your business. Our online application takes minutes and you will know immediately if you qualify. Take cash only when you need it, and only take what you need. It's easy! See how much you qualify for today.

Emergency Personal Loans

Emergency Personal Loans

We offer the choices listed below mainly to help individuals who are facing a financial emergency, and need a way to borrow cash quickly. With such a loan, you may be able to defer payments for a short period of time and money is usually wired to your account by the next business day.

Social Lending | Emergency Personal Loans

For unexpected life events, get cash wired to your bank as early as the next business day. Secure online application. No Credit Check. Instant online approval. All fees are disclosed upfront, so you know exactly what to expect.

If you are short of cash and have no other way of covering your expense, this may be your solution. Once approved, receive upto $1,000 overnight. Apply securely online, no credit check, instand approval. Once approved, the Faxless cash advance will be wired to your checking account.

Balance your expenses between paychecks with a cash advance loan from CashNetUSA. Less than perfect credit is OK. Apply online from the privacy of your home, takes under 5 minutes to apply. Upto $700 transferred to your bank account the next business day. See website for rates and fees.

Emergency personal loans are not right for everyone. Learn about how these loans work before you consider applying for one. This type of short-term loan can help you deal with a financial emergency. Typically, the loan amount, along with interest, will need to be paid in full with your next paycheck. The interest rate and fees may be very high, making this an expensive way to borrow money. Additionally, this type of loan may not help you build a stronger credit score.

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