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Tuesday, September 2nd 2014

Other Credit Options

Personal Loans

Looking for alternatives to credit cards? Listed below are options for emergency personal loans and social lending. Emergency loan options listed below may help deal with short-term financial emergencies, while person-to-person lending options may help you get better rates on loans.

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Search for Social Lending and Emergency Personal Loan options below.

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Compare offers side by side in order to determine which offer is best for you.

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Apply for the loan offer of your choice by filling out a secure online application.

Social Lending

Social Lending

Social lending (also called Person-to-Person lending) is a type of financial transaction that occurs between individuals, without the involvement of a traditional financial institution like a bank. Learn more about how social lending works. Listed below are popular social lending websites.

Social Lending | Emergency Personal Loans
Prosper: America's Best Peer-to-Peer Online Lending Marketplace

Through Prosper, borrowers with excellent credit can get rates as low as 6.73% APR. Loans are unsecured, fixed-rate personal loans from $2,000 to $35,000. No collateral required; no prepayment penalties; and no hidden fees. The online application process lets you pre-qualify and get your interest rate in minutes.

Prosper is a peer-to-peer marketplace which connects people who want to borrow money with people who want to invest money.

Low Rate Personal Loans from Lending Club
Lending Club

  • Pay off up to $35,000 in high interest debt & save
  • Borrow from 6.78% to 29.99% APR*
  • Check your rate without hurting your credit score
  • Low, fixed payments that fit your budget
  • Receive your money in as few as 5 days

Small businesses can get up to $50k in 7 minutes!

If you take Paypal for payment, or sell on online marketplaces like eBay, Amazon and others you could qualify for up to $50K instantly to grow your business. Our online application takes minutes and you will know immediately if you qualify. Take cash only when you need it, and only take what you need. It's easy! See how much you qualify for today.

ForwardLine provides short-term loans from $5,000 to $150,000 to small business owners like you. Apply now and get:

  • Fixed fee financing at industry's best rates
  • Simple 2 page application
  • Approval within 1 business day
  • No application fees or upfront fees of any kind

Emergency Personal Loans

Emergency Personal Loans

We offer the choices listed below mainly to help individuals who are facing a financial emergency, and need a way to borrow cash quickly. With such a loan, you may be able to defer payments for a short period of time and money is usually wired to your account by the next business day.

Social Lending | Emergency Personal Loans

  • Up to $1,000!
  • Easy registration process
  • Money transferred directly into your account
  • Cash as soon as the next business day

  • Up to $1,000 deposited directly into your account
  • Quick registration process
  • Get money when you need it!
  • Register anytime, day or night

Balance your expenses between paychecks with a cash advance loan from CashNetUSA. Less than perfect credit is OK. Apply online from the privacy of your home, takes under 5 minutes to apply. Up to $700 transferred to your bank account the next business day. See website for rates and fees.

  • Instant decision 24/7
  • Instant deposit
  • Clear & transparent loan terms upfront
  • Licensed, direct lender
  • Up to $1000 for proven borrowers at APRs as low as 29%
  • Our current active states are: California, Texas, Oregon, Missouri, Oklahoma, Minnesota, Wyoming, Louisiana, Mississippi, New Mexico, Tennessee, Illinois, Idaho, Alabama and Washington

Emergency personal loans are not right for everyone. Learn about how these loans work before you consider applying for one. This type of short-term loan can help you deal with a financial emergency. Typically, the loan amount, along with interest, will need to be paid in full with your next paycheck. The interest rate and fees may be very high, making this an expensive way to borrow money. Additionally, this type of loan may not help you build a stronger credit score.

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