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Tuesday, January 27th 2015

Other Credit Options

Personal Loans

Looking for alternatives to credit cards? Listed below are options for emergency personal loans and social lending. Emergency loan options listed below may help deal with short-term financial emergencies, while person-to-person lending options may help you get better rates on loans.

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Search for Social Lending and Emergency Personal Loan options below.

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Compare offers side by side in order to determine which offer is best for you.

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Apply for the loan offer of your choice by filling out a secure online application.

Social Lending

Social Lending

Social lending (also called Person-to-Person lending) is a type of financial transaction that occurs between individuals, without the involvement of a traditional financial institution like a bank. Learn more about how social lending works. Listed below are popular social lending websites.

Social Lending | Emergency Personal Loans
Borrow up to $35,000 from Prosper

  • Low fixed rates*
  • No prepayment penalties or hidden fees
  • Multi-year terms
  • A fast, easy online application
  • Checking your rates does not impact your credit

Low Rate Personal Loans from Lending Club
Lending Club

  • Pay off up to $35,000 in high interest debt & save
  • Borrow from 6.78% to 29.99% APR*
  • Check your rate without hurting your credit score
  • Low, fixed payments that fit your budget
  • Receive your money in as few as 5 days

Sign-up for free at today to see if you qualify for up to $100K!

  • Loans from $2,000 up to $100,000 in just 7 minutes
  • We’re 100% online: fast approvals, no paperwork required
  • Ongoing access to available line, day or night
  • No obligation or early payment fees
  • #1 Online Provider of Business Loans
  • A-Rating by the Better Business Bureau

Emergency Personal Loans

Emergency Personal Loans

We offer the choices listed below mainly to help individuals who are facing a financial emergency, and need a way to borrow cash quickly. With such a loan, you may be able to defer payments for a short period of time and money is usually wired to your account by the next business day.

Social Lending | Emergency Personal Loans - Personal Loans For Any Purpose, $1,000 - $35,000

  • Bad credit is no problem
  • The largest network of lenders
  • Use the loan for any purpose
  • Available in all 50 states
  • Fast approval and funding - Get a Signature Loan From $1,000 to $50,000!

  • Perfect credit not required
  • Use for anything - emergency expenses, medical bills, any large purchase
  • Five minute application
  • Immediate approval
  • Many lenders to choose from - Get a Fast Loan Up to $1,000 - Bad Credit OK!

  • Get $100 to $1000 in your account within hours
  • Secure 5-minute application
  • Bad credit OK
  • Must make $1000+ monthly and be on job for 90+ days
  • See your interest rate from a network of lenders

  • Up to $1,000!
  • Easy registration process
  • Money transferred directly into your account
  • Cash as soon as the next business day

  • Receive Instant Lending Decision subject to verification and other requirement
  • Cash Typically by Next Business Day
  • Less-Than-Perfect Credit OK (all loans subject to status and affordability checks)
  • Click "Start Here" to apply online or call 844-542-8795

  • Instant decision 24/7
  • Instant deposit
  • Clear & transparent loan terms upfront
  • Licensed, direct lender
  • Up to $1000 for proven borrowers at APRs as low as 29%
  • Our current active states are: California, Texas, Oregon, Missouri, Oklahoma, Minnesota, Wyoming, Louisiana, Mississippi, New Mexico, Tennessee, Illinois, Idaho, Alabama and Washington

Emergency personal loans are not right for everyone. Learn about how these loans work before you consider applying for one. This type of short-term loan can help you deal with a financial emergency. Typically, the loan amount, along with interest, will need to be paid in full with your next paycheck. The interest rate and fees may be very high, making this an expensive way to borrow money. Additionally, this type of loan may not help you build a stronger credit score.

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