Personal Loans

Are you looking for credit card alternatives?  We’ve compiled a list of emergency loans and peer-to-peer lending options to help you with your search. Emergency loan options can help deal with short-term financial emergencies, while peer-to-peer lending options can give borrowers access to funds for a variety of purposes, often at lower interest rates than traditional credit cards.

See offers from our partners below.

 APPLY ONLINE

at Discover Personal Loans's
secure site

Credit Needed
N/A
  • Fixed-rate personal loans up to $30,000
  • No origination fees. No closing costs. No pre-payment penalties.
  • Loan terms from 36 to 84 months
  • Rates ranging from 6.99% to 29.99% APR
  • Funds sent the next business day after you accept loan.
  • Funds sent directly to you or your creditors (your choice)
  • See additional Discover Personal Loans details
 APPLY NOW

at Discover Personal Loans's
secure site

Credit Needed
N/A
  • Purchases Intro APR
    N/A
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    N/A
    Annual Fee
    N/A
    Credit Needed
    N/A
 APPLY ONLINE

at LendingClub's
secure site

Credit Needed
N/A
  • Low Rate Personal Loans Through Lending Club
  • Pay off up to $40,000 in high interest debt & save
  • Borrow from 5.99% to 32.99% APR*
  • Check your rate without hurting your credit score
  • Low, fixed payments that fit your budget
  • Receive your money in as few as 7 days
  • See additional Lending Club details
 APPLY NOW

at LendingClub's
secure site

Credit Needed
N/A
  • Purchases Intro APR
    N/A
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    N/A
    Regular APR
    N/A
    Annual Fee
    N/A
    Credit Needed
    N/A
 APPLY ONLINE

at AvantCredit's
secure site

Credit Needed
N/A
  • Funding as soon as the next business day
  • Check your rate without impacting your credit
  • Loans up to $35,000
  • Quick Decision
  • No prepayment penalties or origination fees on unsecured personal loans
  • See additional Avant details
 APPLY NOW

at AvantCredit's
secure site

Credit Needed
N/A
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    N/A
    Credit Needed
    N/A
 APPLY ONLINE

at PersonalLoan.com's
secure site

Credit Needed
N/A
  • Personal Loans For Any Purpose, $1,000 - $35,000
  • Bad credit is no problem
  • The largest network of lenders
  • Use the loan for any purpose
  • Available in all 50 states
  • Fast approval and funding
  • See additional PersonalLoans.com details
 APPLY NOW

at PersonalLoan.com's
secure site

Credit Needed
N/A
  • Purchases Intro APR
    N/A
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    N/A
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    N/A
    Annual Fee
    N/A
    Credit Needed
    N/A
 APPLY ONLINE

at CashAdvance.com's
secure site

Credit Needed
N/A
  • Get a Fast Loan Up to $1,000 - Bad Credit OK!
  • Get $100 to $1000 in your account within hours
  • Secure 5-minute application
  • Bad credit OK
  • Must make $1000+ monthly and be on job for 90+ days
  • See your interest rate from a network of lenders
  • See additional CashAdvance.com details
 APPLY NOW

at CashAdvance.com's
secure site

Credit Needed
N/A
  • Purchases Intro APR
    N/A
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    N/A
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    N/A
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    N/A
    Credit Needed
    N/A
 APPLY ONLINE

at SignatureLoan.com's
secure site

Credit Needed
N/A
  • Get a Signature Loan From $1,000 to $50,000!
  • Perfect credit not required
  • Use for anything - emergency expenses, medical bills, any large purchase
  • Five minute application
  • Immediate approval
  • Many lenders to choose from
  • See additional SignatureLoan.com details
 APPLY NOW

at SignatureLoan.com's
secure site

Credit Needed
N/A
  • Purchases Intro APR
    N/A
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    N/A
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    N/A
    Annual Fee
    N/A
    Credit Needed
    N/A
 APPLY ONLINE

at NetCredit's
secure site

Credit Needed
N/A
  • NetCredit.com — Personal Loans Up to $10k With Funds by the Next Business Day
  • Loans from $1,000 - $10,000 with Flexible Terms
  • No Application, Prepayment or Late Fees
  • Quick and Easy Online Application
  • Build Credit History with Timely Payment
  • States: AL, CA, DE, GA, ID, MO, NM, SD, UT, VA, WI, SC, ND
  • See additional NetCredit details
 APPLY NOW

at NetCredit's
secure site

Credit Needed
N/A
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
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    N/A
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    N/A
    Credit Needed
    N/A
 APPLY ONLINE

at Lendyou.com's
secure site

 APPLY BY PHONE
Credit Needed
N/A
  • Loans up to $5,000
  • Straight forward application process that takes minutes
  • Funds can be used for any purpose
  • Quick approval
  • Receive funds as soon as next business day
  • Secure application process
  • See additional Lendyou.com details
 APPLY NOW

at Lendyou.com's
secure site

or call Lendyou.com at
844-640-7795


Credit Needed
N/A
  • Purchases Intro APR
    N/A
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    N/A
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    N/A
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    N/A
    Credit Needed
    N/A
 APPLY ONLINE

at Payoff's
secure site

Credit Needed
Excellent Credit
  • Specifically designed to help you pay off credit card balances
  • Check your rate for free without hurting your credit
  • Loan paired with tools, tips and education that help you pay off balances and stay out of debt.
  • Payoff helps customers refinance and pay off balances of $5,000 to $25,000.
  • Full transparency and lower fixed rates ranging from 8% APR to 22% APR. No teaser marketing rates or hidden fees.
  • Payoff Member Advocates provide clarity and helpful information during the application process. They continue to support you as a resource during the life of your loan
  • Unique 24, 36, 48, 60 Month loan options let you customize your payoff plan
  • See additional Payoff details
 APPLY NOW

at Payoff's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Upstart's
secure site

Credit Needed
  • Apply in minutes and you can get your money the next day
  • On average, APRs on Upstart are 30% lower than those of other lenders
  • Making on-time payments can build your credit profile
  • Receive $3,000 - $35,000
  • APR starting at 4.7%
  • No prepayment Penalty
  • See additional Upstart Loans details
 APPLY NOW

at Upstart's
secure site

Credit Needed
  • Purchases Intro APR
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    Credit Needed
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