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Credit Cards for People with Limited Credit or No Credit History
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The following Credit Cards are for people with limited or no credit history. Compare offers side by side and apply online for the card that is right for you. Apply for the Limited or No Credit credit card of your choice by completing a secure online application.
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Search through the limited or no credit credit cards below.
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Compare offers side by side in order to determine which card is best for you.
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Apply for the Credit Card of your choice by filling out a secure online application.
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- $25 Cash Bonus when you use direct deposit
- 100% Guaranteed Approval*
- Free Credit Builder
- Free Bill Pay
- Free Direct Deposit
- $0 Activation Fee - when you load your card by direct deposit
- New iAdvanceSM loan option - no credit check
- No Overdraft Fees or Minimum Balance Required
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| Intro APR |
Intro APR Period |
Regular APR |
Monthly Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$9.95* |
N/A* |
No Credit Check* |
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- 100% approval - No credit check required
- Free Direct Deposit from your paycheck or government check
- No overdraft fees or minimum balances
- New! iAdvanceSM loan option. No credit check
- Re-loadable with a $10,000 balance limit
- Popular Load Locations: Western Union, MoneyGram, ACE & More
- Online Bill Pay - Easily send a check to anyone
- Exclusive - 5% APY Savings Account
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| Intro APR |
Intro APR Period |
Regular APR |
Monthly Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
As low as $5.00* |
N/A* |
No Credit Check* |
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- The power of a bank account in a Visa Prepaid card
- Compare with other cards: the cheapest prepaid card currently available.
- $0 activation fee. $0 monthly fee if $300 load is received each month. (A small $1.99 otherwise, still less than our competitors)
- Free Direct Deposit from employers
- No credit check. Bad credit is ok
- Deposit cash at 60,000 locations nationwide
- Write personal checks, best to pay rent or other bills
- Accepted anywhere Visa debit cards are accepted, including abroad and online
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| Intro APR |
Intro APR Period |
Regular APR |
Monthly Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
Free if minimum load is received each month. $1.99 otherwise |
N/A* |
No Credit Check* |
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- Now with Credit Builder – For Free
- Always great customer service
- 100% Guaranteed Approval* - No Credit Checks
- No Overdraft Fees or Balance Minimums
- Free Unlimited Purchase Transactions
- Free Direct Deposit
- Free Online Bill Payment & Check Writing
- Reloadable up to $10,000 Max Balance
- Choose Your Card Color - Blue, Black or Pink
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| Intro APR |
Intro APR Period |
Regular APR |
Monthly Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
as low as $4.95* |
N/A* |
No Credit Check* |
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- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Purchases* |
6 months* |
14.99%* |
None* |
N/A* |
No Credit History* |
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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
7.90%-19.90%* |
$39-$79* |
Yes* |
Fair Credit* |
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* See the online credit cards for people with limited or no credit history applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site.
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