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Monday, February 6th 2012
limited or no credit credit cards

Credit Cards for People with Limited Credit or No Credit History

The following Credit Cards and Prepaid Debit Cards are for people with limited or no credit history. Compare offers side by side and apply online for the card that is right for you. Apply for the Limited or No Credit credit card of your choice by completing a secure online application.

New Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt, or has an adult co-signer who agrees to accept joint liability for the account.

Search limited or no credit credit cards
Search through the limited or no credit credit cards below.

Compare Credit Cards for People with Limited Credit or No Credit History
Compare credit card offers in order to determine which card is best for you.

Apply Online for Credit Cards for People with Limited Credit or No Credit History
Apply for the Credit Card of your choice by filling out a secure online application.

Best Credit Cards for People with Limited Credit or No Credit History
Capital One® Classic Platinum Credit Card  
Capital One Classic Platinum Application
Capital One Classic Platinum Offer Rates & Disclosures
  • Click "APPLY HERE" to apply online or call 1-866-585-0808
  • 0% intro APR on all purchases until November 2012
  • $0 Fraud Liability if your card is lost or stolen
  • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% intro APR on purchases* until November 2012* 17.9% - 22.9% (V)* $39.00* Yes* Fair Credit*

Additional Credit Cards for People with Limited Credit or No Credit History Reviews
Capital One® Cash Rewards for Newcomers  
Capital One Cash Rewards for Newcomers Application
Capital One Cash Rewards for Newcomers Application
  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 24.9% (V)* None* Yes* Fair Credit*

Capital One® Platinum Credit Card  
Capital One Standard Platinum Credit Card
Capital One Standard Platinum Credit Card Rates & Disclosures
  • Click "APPLY HERE" to apply online or call 1-866-605-0808
  • $0 intro annual fee for the first year; $19 after that
  • Image Card - personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with free text message alerts
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 24.9% (V)* $0 intro for first year; $19 after that Yes* Fair Credit*

Prepaid Visa® Pink Diamond RushCard  
Prepaid Visa Pink Diamond RushCard Offer
Prepaid Visa Pink Diamond RushCard Application
  • 100% Guaranteed Approval* - No Credit Check.
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund.
  • Only card that lets you change your fee plan whenever you want to.
  • Free prescription discount card.
  • Easy Bill Pay - pay bills, rent, or write personal checks.
  • Card to card transfers.
Intro APR Intro APR Period Regular APR Monthly Fee (up to) Balance Transfers Credit Needed
N/A* N/A* N/A* $9.95* N/A* No Credit Check*

Orchard Bank Classic MasterCards  
Orchard Bank Classic MasterCards
Orchard Bank Classic MasterCards
  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.99%-19.99%* $0 - $59 the first year, $35 - $59 per year thereafter* Yes* Bad Credit*

Capital One® No Hassle CashSM Rewards Credit Card  
Capital One No Hassle Standard Cash Rewards Credit Card Application
Capital One No Hassle Standard Cash Rewards Basic Credit Card Offer Rates & Disclosures
  • Click "APPLY HERE" to apply online or call 1-866-960-8704
  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • Bonus: Get up to 15% more cash back when you shop online at select merchants through Perk Central
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards any time for any amount, even set up automatic redemption
  • 0% intro APR on purchases until November 2012
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% intro APR on purchases* until November 2012* 17.9% - 22.9% (V)* $39.00* Yes* Fair Credit*

Capital One® Secured MasterCard®  
Capital One Secured MasterCard
Capital One Secured MasterCard
  • Click "APPLY HERE" to apply online or call 1-866-927-5828
  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 22.9% (V)* $29.00* Yes* Bad Credit*

Orchard Bank Visa Cards  
Orchard Bank Visa Cards
Orchard Bank Visa Cards
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • Knowledgeable customer service representatives to assist you with questions or concerns
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.99%-19.99%* $0 - $59 the first year, $35 - $59 per year thereafter* Yes* Bad Credit*

Prepaid Visa® Black Diamond RushCard  
Prepaid Visa Black Diamond RushCard Application
Prepaid Visa Black Diamond RushCard Application
  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Intro APR Intro APR Period Regular APR Monthly Fee (up to) Balance Transfers Credit Needed
N/A* N/A* N/A* $9.95* N/A* No Credit Check*

Prepaid Visa® Purple Diamond RushCard  
Prepaid Visa Purple Diamond RushCard Application
Prepaid Visa Purple Diamond RushCard Application
  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Intro APR Intro APR Period Regular APR Monthly Fee (up to) Balance Transfers Credit Needed
N/A* N/A* N/A* $9.95* N/A* No Credit Check*

JourneySM Student Rewards from Capital One®  
Journey<sup>SM</sup> Student Rewards from Capital One®
Journey<sup>SM</sup> Student Rewards from Capital One®
  • Designed to help students build good credit with responsible use
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • Customizable text and e-mail alerts to help keep you on track
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 19.8% (V)* None* Yes* Average*

Walmart MoneyCardSM MasterCard® Prepaid Card  
Walmart MoneyCard<sup>SM</sup> MasterCard® Prepaid Card
Walmart MoneyCard<sup>SM</sup> MasterCard® Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
Intro APR Intro APR Period Regular APR Monthly Fee (up to) Balance Transfers Credit Needed
N/A* N/A* N/A* $3.00* N/A* No Credit Check*

Account Now Gold Visa® Prepaid Card  
Account Now Gold Visa Prepaid Card
Account Now Gold Visa Prepaid Card
  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Free Online Bill Payment
  • Up to $10,000 balance limit
  • Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* up to $9.95 monthly* N/A* No Credit Check*

Pink ACE EliteTM Visa® Prepaid Card  
ACE Pink Visa Prepaid Debit Card Card Application
ACE Pink Visa Prepaid Debit Card Card Application
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Intro APR Intro APR Period Regular APR Monthly Fee (up to) Balance Transfers Credit Needed
N/A* N/A* N/A* $9.95* N/A* No Credit Check*

KLS Prepaid Visa® RushCard  
RushCard Prepaid Visa Offer
RushCard Prepaid Visa Application
  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Intro APR Intro APR Period Regular APR Monthly Fee (up to) Balance Transfers Credit Needed
N/A* N/A* N/A* $9.95* N/A* No Credit Check*

Walmart MoneyCardSM Visa® Prepaid Card  
Walmart MoneyCard<sup>SM</sup> Visa® Prepaid Card
Walmart MoneyCard<sup>SM</sup> Visa® Prepaid Card
  • No issuance fee online.
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit.
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Intro APR Intro APR Period Regular APR Monthly Fee (up to) Balance Transfers Credit Needed
N/A* N/A* N/A* $3.00* N/A* No Credit Check*

Green Dot® Gold PrePaid Visa®  
Green Dot Gold PrePaid Visa
Green Dot Gold PrePaid Visa
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro APR Intro APR Period Regular APR Monthly Fee (up to) Balance Transfers Credit Needed
N/A* N/A* N/A* $5.95* N/A* No Credit Check*




* See the online credit cards for people with limited or no credit history applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site.

 
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