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Monday, May 20th 2013

Credit Cards for People with Limited Credit or No Credit History

The following Credit Cards and Prepaid Debit Cards are for people with limited or no credit history. Compare offers side by side and apply online for the card that is right for you.

Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt or has a co-signer over the age of 21 who agrees to accept joint liability for the account.

Capital One® Cash Rewards for Newcomers Email offer
Capital One Cash Rewards for Newcomers Application

At Capital One's
secure site
Capital One Cash Rewards for Newcomers Application
  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 24.9% (V) $0 Fair Credit

Capital One® Platinum Credit Card Email offer
Capital One Standard Platinum Credit Card

At Capital One's
secure site

--OR--

Call Capital One at
888-820-6029

Capital One Standard Platinum Credit Card
Rates & Disclosures
  • $0 intro annual fee for the first year; $19 after that
  • Image Card - personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with text message alerts
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 24.9% (V) $0 intro for first year; $19 after that Fair Credit

Capital One® Secured MasterCard® Email offer
Capital One Secured MasterCard

At Capital One's
secure site

--OR--

Call Capital One at
888-825-2191

Capital One Secured MasterCard
  • Get the credit you need with no application or processing fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3,000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 22.9% (V) $29 Bad Credit

First Progress Platinum Elite MasterCard® Secured Credit Card Email offer
First Progress Platinum Elite MasterCard Secured Credit Card

At Synovus Bank's
secure site
First Progress Platinum Elite MasterCard Secured Credit Card
  • Nationwide Program - though not yet available in NY, IA, AR, or WI
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Get Your Deposit Back at Any Time
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • No Credit History or Minimum Credit Score Required for Approval
  • 24/7 Access to Your Account Online
  • New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 19.99% (Variable) $29 Bad Credit

Prepaid Visa® Baby Phat RushCard Email offer
Prepaid Visa® Baby Phat RushCard

At RushCard's
secure site
Prepaid Visa® Baby Phat RushCard
  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay - pay bills, rent, or write personal checks.
  • Free 24/7 customer service.
  • Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A Variable Monthly Fees No Credit Check

Capital One® Cash Rewards Email offer
Capital One® Cash Rewards

At Capital One's
secure site

--OR--

Call Capital One at
888-819-6467

Capital One® Cash Rewards
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn’t expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases until February 2014
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% Until 02/2014 N/A N/A 19.8% (V) $39 Average Credit

Capital One® Classic Platinum Credit Card Email offer
Capital One Classic Platinum Offer

At Capital One's
secure site

--OR--

Call Capital One at
888-822-4203

Capital One Classic Platinum Application
Rates & Disclosures
  • 0% intro APR on purchases until February 2014
  • $0 Fraud Liability if your card is lost or stolen
  • Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% Until 02/2014 N/A N/A 19.80% (Variable) $39 Fair Credit

MAGIC Prepaid Mastercard® Email offer
MAGIC Prepaid Mastercard

At OneWest Bank's
secure site
MAGIC Prepaid Mastercard Application
  • Receive a $10 Bonus Credit* when you enroll in Direct Deposit.
  • Add money for free with Direct Deposit
  • Get cash for free by choosing cash back at retail stores
  • Manage your account for free online and with automated alerts
  • No Credit Check or Bank Account Required
Purchases Balance Transfers Regular APR Monthly Fee (up to) Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A $4.95* No Credit Check

Continental Finance Matrix Hybrid Credit Card Email offer
Continental Finance Matrix Hybrid Credit Card

At Continental Finance Company's
secure site
Continental Finance Matrix Hybrid Credit Card Application
  • The Continental Finance Matrix Credit Card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Build positive credit by making monthly payments on time
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A See Terms See Terms Bad Credit

First Progress Platinum Prestige MasterCard® Secured Credit Card Email offer
First Progress Platinum Prestige MasterCard Secured Credit Card

At Synovus Bank's
secure site
First Progress Platinum Prestige MasterCard Secured Credit Card
  • Nationwide Program - though not yet available in NY, IA, AR, or WI
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Get Your Deposit Back at Any Time
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • No Credit History or Minimum Credit Score Required for Approval
  • 24/7 Access to Your Account Online
  • New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 11.99% (Variable) $44 Bad Credit

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* See the online credit cards for people with limited or no credit history applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

 
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