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Thursday, October 30th 2014

Credit Cards for People with Limited Credit or No Credit History

The following Credit Cards and Prepaid Debit Cards are for people with limited or no credit history. Compare offers side by side and apply online for the card that is right for you.

Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt or has a co-signer over the age of 21 who agrees to accept joint liability for the account.

Capital One® Platinum Credit Card
Email offer
Capital One Standard Platinum Credit Card

At Capital One's
secure site

--OR--

Call Capital One at
888-820-6029

Capital One Standard Platinum Credit Card
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 24.9% (V) $0 intro for first year; $19 after that Fair Credit

Capital One® QuicksilverOne® Cash Rewards Credit Card
Email offer
Capital One QuicksilverOne  Cash Rewards Credit Card

At Capital One's
secure site

--OR--

Call Capital One at
888-819-6467

Capital One QuicksilverOne  Cash Rewards Credit Card Application
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn't expire and there's no limit to how much you can earn
  • 0% intro APR on purchases until August 2015; 22.9% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • See complete Capital One® QuicksilverOne® Cash Rewards Credit Card details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% Until 08/2015 N/A N/A 22.9% (V) $39 Fair Credit

Capital One® Classic Platinum Credit Card
Email offer
Capital One Classic Platinum Credit Card

At Capital One's
secure site

--OR--

Call Capital One at
888-822-4203

Capital One Classic Platinum Credit Card Application
  • Get the credit you need with a competitive rate
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account—even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee—and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • See complete Capital One® Classic Platinum Credit Card details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 20.9% (V) $39 Fair Credit

Midnight Prepaid Visa® RushCard
Email offer
Midnight Prepaid Visa RushCard

At RushCard's
secure site

Midnight Prepaid Visa RushCard Application
  • Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.
  • Easy Online Bill Pay - pay bills, rent, or write personal checks.
  • Stay connected - keep track of your money online and on your mobile.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
  • Safer than carrying cash, use everywhere Visa debit cards are accepted.
  • Conveniently send and receive money to and from family and friends with card to card transfers.
  • See complete Midnight Prepaid Visa® RushCard details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A Variable Monthly Fees No Credit Needed

Pink ACE Elite™ Visa® Prepaid Card
Email offer
Pink ACE Elite Visa Prepaid Card Offer

At Ace Cash Express's
secure site

Pink ACE Elite Visa Prepaid Card
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
  • Enroll in direct deposit today — receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance— by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards — get special offers and account credits when you use them.*
  • See complete Pink ACE Elite™ Visa® Prepaid Card details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A up to $9.95 monthly fee No Credit Check

Capital One® Secured MasterCard®
Email offer
Capital One Secured MasterCard

At Capital One's
secure site

--OR--

Call Capital One at
888-825-2191

Capital One Secured MasterCard
  • Unlike a prepaid card, it builds credit when used responsibly
  • Regular reporting to the 3 major credit bureaus
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness—no additional deposit required
  • It's a credit card—accepted at millions of locations worldwide
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • See complete Capital One® Secured MasterCard® details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 22.9% (V) $29 Bad Credit

Edge Prepaid Visa® RushCard
Email offer
Edge Prepaid Visa RushCard

At RushCard's
secure site

Edge Prepaid Visa RushCard Application
  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay - pay bills, rent, or write personal checks.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain Restrictions Apply. See card site for details.
  • Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
  • Conveniently send money to family and friends with card to card transfers.
  • See complete Edge Prepaid Visa® RushCard details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A Variable Monthly Fees No Credit Needed

Discover it® chrome for Students with $20 Cashback Bonus
Email offer
Discover it Chrome for Students with $20 Cashback Bonus

At Discover's
secure site

Discover it Chrome for Students with $20 Cashback Bonus Application
  • Get a $20 Cashback Bonus®* when you make your first purchase within 3 months of approval.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • Free FICO® Credit Score online and on your monthly statements so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.-based customer service—anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • See complete Discover it® chrome for Students with $20 Cashback Bonus details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A See Terms See Terms 12.99% - 21.99% Variable* $0 Fair Credit

JourneySM Student Rewards from Capital One®
Email offer
Journey<sup>SM</sup> Student Rewards from Capital One®

At Capital One's
secure site

Journey<sup>SM</sup> Student Rewards from Capital One®
  • Earn 1% cash back on every purchase
  • For every month you pay on time, you receive a 25% bonus—that's a total of 1.25% cash back
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly payment due date that works best for you
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • See complete JourneySM Student Rewards from Capital One® details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 19.8% (V) $0 Average*

Discover it® chrome for Students
Email offer
Discover it chrome for Students

At Discover's
secure site

Discover it chrome for Students Application
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% - 21.99%.
  • APR won't go up if you pay late*.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.-based customer service-anytime, day and night.
  • *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.
  • See complete Discover it® chrome for Students details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 6 months See Terms See Terms 12.99% - 21.99% Variable* $0 Fair Credit



* See the online credit cards for people with limited or no credit history applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.


 
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