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Credit Cards for People with No Credit History |
The following Credit Cards are for People with No Credit History. Compare offers side by side and apply online for the card that is right for you. Apply for the No Credit credit card of your choice by completing a secure online application.
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Search through the no credit credit cards below.
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Compare offers side by side in order to determine which card is best for you.
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 Apply for the Credit Card of your choice by filling out a secure online application.
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Capital One® Standard Platinum |

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- Great choice if you carry a balance short-term
- 0% on purchases until October 2008. After that, variable APR, currently 17.8%
- No annual fee
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
until October 2008* |
17.80%*(V) |
None* |
Yes* |
New to Credit / Needs Improvement* |
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Citi® Platinum Select® MasterCard® |

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- 0% APR on purchases for 6 months
- No Annual fee
- Reports to all major credit bureaus to help you establish your credit history
- $0 liability on unauthorized purchases
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
11.24%* |
None* |
Yes* |
New to Credit* |
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Capital One® No Hassle PointsSM Rewards |

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- 5 points per dollar spent at gas stations, major grocery and drug stores
- 1 point per purchase everywhere else
- No limit on points earned and they don't expire for the life of your account
- 0% on purchases until October 2008. After that, variable APR, currently 14.9%
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Purchases* |
until October 2008* |
14.90%* |
$29.00* |
Yes* |
New to Credit / Needs Improvement* |
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Capital One® Classic Platinum |

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- A competitive APR with a lower annual fee
- 0% on purchases until October 2008. After that, variable APR, currently 12.90%
- Exclusive savings; up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
- Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
until October 2008* |
12.90%*(V) |
$19.00* |
Yes* |
New to Credit / Needs Improvement* |
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Capital One® Platinum MaxSM |

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- 16.9% fixed on purchases for 3 years
- Fixed rate won’t increase for three years—no matter what
- No annual membership or balance transfer fees
- Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
16.90%* |
$19.00* |
Yes* |
New to Credit / Needs Improvement* |
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Capital One® No Hassle CashSM Rewards |

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- 25% annual bonus on the cash you earn
- 1% cash back on every purchase
- 0% APR on purchases until October 2008. After that, variable APR, currently 14.9%
- No limit on cash back and rewards won't expire for the life of your account
- Redeem cash whenever you like
- $29 annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Purchases* |
until October 2008* |
14.90%*(V) |
$29.00* |
Yes* |
New to Credit / Needs Improvement* |
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Secured Credit Cards |
Following is a list of Secured Credit Cards. A Secured Credit Card opens a savings account as security for your line of credit.
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Bank of America Secured Visa Platinum |

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- Credit lines available from $300 to $10,000
- Set your own credit limit
- Build or reestablish your credit
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
Prime +10.99%* |
$29.00* |
Yes* |
Bad Credit OK* |
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* See the online credit cards for people with no credit history applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site.
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