CreditCard.com
Facebook Twitter RSS YouTube Google+
Weekly newsletter: October 23, 2014
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
utlization-rule-myth
How credit cards impact your credit score
When it comes to your credit score, credit cards have the power to help you or hurt you; here are the main ways that you, your cards and your score intersect ... (See More)
Poll: Nearly half of cardholders likely to avoid stores hit by data breaches
As retail data breaches become more common, nearly half of 985 U.S. cardholders polled by CreditCards.com say they're likely to avoid stores that have been hit ... (See More)
Infographic: Rewards cards have taken over the market
Rewards cards dominate the credit card market, a study by the American Bankers Association shows. Our chart shows spending on rewards and nonrewards cards ... (See More)
‘Opening Credits’ by Erica Sandberg
Co-signing backfire ruins chance to lease an apartment
A nice gesture backfires for a man who co-signed his relative's lease: She broke her lease, left a debt, and ruined his credit and his ability to rent a new home. More...
‘Cashing In’ by Tony Mecia
Best way to track all those rewards points?
How do you make sure you really earned triple points on gas purchases on Card A and the miles you were supposed to when using Card B's online shopping portal? There are no easy answers. More...
‘To Her Credit’ by Sally Herigstad
Credit rehabilitation programs don't do anything you can't do
The money you give to a credit rehabilitation company could be better spent paying down debt because what those companies do you can do yourself. More...
TAKING CHARGE Blog
Rate Report
Student loan refis not for everyone
Refinancing your student loan could save you a bundle on interest. But lenders' requirements are so stringent that most borrowers are unlikely to qualify for the best deals ...  More...
Terms to look out for in card agreements
Reading your card agreement is a good way to avoid unpleasant surprises later. Here are a few of the most important terms to look for -- or look out for ... More...
Credit card rate report
As of 10/23/2014
National Average
15.07%
Low Interest
10.37%
Business
12.80%
Balance Transfer
12.82%
Student
13.14%
Cash Back
14.98%
Reward
15.05%
Airline
15.46%
Bad Credit
22.73%
Instant Approval
28.00%