More credit card news | Credit card help | Credit card videos | Credit card statistics January 10, 2013
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Happy 2013 from the staff at CreditCards.com!
Top credit card stories

7 factors that do NOT impact your credit score
Some slip-ups can damage your credit score, but do you know which of your personal and financial attributes have no bearing on that three-digit number? More...
Military gets thicker armor against predatory loans
Congress creates new enforcement powers for a law that protects soldiers from high-rate loans. More...
9 smart balance transfer moves
If you've racked up debt on a high-interest card, transferring the balance to a low-rate card sounds enticing -- but it's not quite as simple as it seems. More...
Card balances rise for second month
Consumers added to their card balances in November for the second consecutive month, according to the Federal Reserve's consumer credit report. More...
Expert credit card advice

Mom's on the hook for co-signed student loans
'To Her Credit' expert Sally Herigstad
Her kids haven't paid on their student loans, co-signed by Mom. Now, her credit score is tanking as a result. What are her options? More...
New to credit, but already behind on bills
'Opening Credits' expert Erica Sandberg
He started off right by getting credit and paying bills on time, and then he moved, lost his job and fell behind on payments.
More...
American Airlines clarifies boarding perk
'Cashing In' expert Cathleen McCarthy
Owners of AAdvantage cards no longer get to board American Airlines flights with elite passengers, but they're still before the riffraff.
More...
'Taking Charge' blogs and videos

Here's to a financially brighter 2013!
Blogger Kelly Dilworth worked hard to build up her financial security last year, but she isn't quite ready to take the plunge into a new car loan in 2013. More...
Belieb it: Justin Bieber to promote prepaid card
It's totally true, Beliebers: The Adorable One just signed on to promote a new SpendSmart prepaid debit card. More...
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Credit card rate report
(as of 1-10-2013)
National Average 14.96%
Business 13.13%
Low Interest 10.40%
Balance Transfer 12.62%
Cash Back 14.30%
Reward 14.80%
Bad Credit 23.64%
Airline 14.63%
Student 13.31%
Instant Approval 15.49%

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