CreditCard.com
Facebook Twitter RSS YouTube Google+
Weekly newsletter: Dec. 31, 2013
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
Lost, stolen gift cards
Top retailers' return policies for items without receipts
Although a staunch "no receipt, no return" policy is rare, it still happens. Our survey of 12 large retailers' policies regarding returning items without a receipt shows most allow it -- within limits ... More
Card charity networks offer last-minute tax deductions
By donating through a major credit card's charitable giving network, you can pledge (and get the deduction) today, pay the bill next year ... More
You're broke because you worry too much, says author
Constant concern about money makes you more prone to make poor financial decisions, says "Scarcity: Why Having Too Little Means So Much" co-author Eldar Shafir ... More
‘Opening Credits’ by Erica Sandberg
Will prepaying card bill help credit score?
Paying your card bill as early as possible is a good habit, but it won't help your score any more than paying it on time ... More...
‘To Her Credit’ by Sally Herigstad
How to undo unauthorized credit card charges
When you provide a merchant with your card for one item but other items get added to the bill without your permission, it's time to file a dispute ... More...
‘Let's Talk Credit’ by Jane McNamara
Having trouble making your credit card payments?
Do your best to make minimum payments, but for any cards you are not able to pay, talk to the card issuer to let them know your situation ... More...
Latest videos
Rate Report
How to use smart chip credit cards
U.S. financial institutions are finally issuing credit cards with EMV computer chips, which are widespread in other parts of the world. They promise to be more secure than traditional magnetic stripe cards ... More...
Hoard or shred? Tips for organizing financial records
Some of us have a hard time deciding which financial records to keep and which to throw away. Having too many paper records may be unnecessary, but some documents are essential to save -- mainly for tax purposes ... More...
Credit card rate report
As of 12/31/2013
National Average
15.06%
Business
12.98%
Low Interest
10.46%
Balance Transfer
12.55%
Cash Back
14.62%
Reward
14.91%
Bad Credit
23.48%
Airline
14.51%
Student
13.27%
Instant Approval
28.00%