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Weekly newsletter: December 23, 2014
 More credit card news
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Top credit card news
Expert advice
receipt-return-policies
Top retailers' policies about returning items without receipts
Our survey of 12 large retailers' policies regarding returning items without a receipt show most allow it -- within certain limits ... (See More)
Buyers' guide to gift cards: 5 questions to ask before buying
Want to save money on gift card purchases? Ask yourself some key questions and do a bit of homework; your extra effort can mean cash left over in your pocket ... (See More)
Video: Apple Pay vs. Google Wallet vs. Softcard -- a mobile wallet review
CreditCards.com tried out Apple Pay, Google Wallet and Softcard to see how they stack up against each other -- and your old-fashioned wallet ... (See More)
‘Speaking of Credit’ by Barry Paperno
How many cards is too many?
While there's no right number of credit cards, a consumer who has spent two years steadily opening new credit accounts should give it a rest. More...
‘To Her Credit’ by Sally Herigstad
Over-limit card scam fools cardholder
A cardholder gave her bank info over the phone to her card issuer to prevent an over-limit charge. But it probably wasn't her bank who called, but a thief. More...
‘Your Business Credit’ by Elaine Pofeldt
What merchants should do if they suspect card fraud
No merchant wants to offend customers by turning the shopping experience into a prosecution. At the same time, you can't afford to turn a blind eye to fraud. More...
TAKING CHARGE Blog
Rate Report
Dear Santa: RFID-blocking bluejeans, please
Blogger Jay MacDonald's previous wish list included a stainless steel wallet that blocks digital pickpockets from hacking your credit card information. Now, he's replaced that with RFID-blocking bluejeans. ...  More...
My budget got run over by an automatic loan payment
Last week, blogger Sienna Kossman marked her second month of auto loan repayment. Thanks to an automated payment, she paid the amount due twice, leaving her account in the red and her head pounding.  ... More...
Credit card rate report
As of 12/23/2014
National Average
14.92%
Low Interest
10.37%
Balance transfer
12.73%
Business
12.85%
Student
13.14%
Cash Back
14.94%
Reward
14.90%
Airline
15.52%
Bad Credit
22.73%
Instant Approval
23.33%