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'Cashing In by Tony Mecia
How to switch your rewards card
Whether your need to close your old card when you apply for one with better rewards depends on the card's fees and perks.



 
'Opening Credits by Erica Sandberg 
How a secured card deposits work
Your deposit acts as your credit line and is refunded once the card is closed and the balance paid, minus any fees.



 
'Credit Smart by Susan Keating 
Pay off all debt or leave small balance?
If you want to keep the card, use it; inactivity can cause it to be closed.

Struggling debtors help make nonprofit CEOs wealthy
If you can't pay your mortgage or credit card bills, chances are you will seek help from a credit counseling agency. While such agencies' clients are struggling, their leaders are doing anything but.

Choosing a college? 4 money tips to consider
If your high school senior is starting to receive college acceptance letters, congratulations! Now it's time to sit down with your college hopeful and talk about costs.
Rate Report 
Credit Card Rate Report as of 4/14/16

National average 15.16% 
Low interest 11.96%
Business 13.12%
Student 13.42%
Balance Transfer 14.36%
Airline 15.17%
Cash Back 15.21%
Reward 15.26%
Instant approval 18.04%
Bad credit 22.56%
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