|
|
 |
Low Interest Credit Cards
|
The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.
|
|
Search through the Low Interest Credit Card Offers below.
|
Compare offers side by side in order to determine which card is best for you.
|
 Apply for the Credit Card of your choice by filling out a secure online application.
|
|
|
|

|
- Click "APPLY HERE" to apply online or call 866-592-0808
- 1.25 miles per dollar on every purchase, every day
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- Use rewards for travel, merchandise, gift cards and more
- 0% intro APR on purchases until July 2011
- No foreign transaction fees
- No annual fee
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% intro APR on purchases* |
until July 2011* |
13.90% (V)* |
None* |
Yes* |
Excellent Credit* |
|
 |
|
|

|
- Earn 3% cash back on gas, grocery, and drug store purchases for the first 6 months and 1% on all other purchases
- Redeem rewards for a check, statement credit, direct deposit or pay toward your eligible Bank of America® mortgage
- Get a 25% bonus for all cash reward redemptions of $300 or more
- Get redemptions starting at $25, with the capability to set up automatic redemption
- No limit to the number of points you can earn each year
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* on Purchases and Balance Transfers |
7-10 billing cycles* |
12.99% - 20.99% Variable* on Purchases and Balance Transfers |
None* |
Yes* |
Excellent Credit* |
|
|
|

|
- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based on your creditworthiness.
- This APR will vary with the market based on the Prime Rate.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
18 months on balance transfers and 12 months on purchases* |
11.99%-19.99%* (Variable) |
$0* |
Yes* |
Good Credit* |
|
|
|

|
- Click "APPLY HERE" to apply online or call 866-533-0808
- 0% intro APR until July 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until July 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- No annual fee
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% intro APR on purchases and balance transfers* |
until July 2011* |
11.90% (V)* |
None* |
Yes* |
Excellent Credit* |
|
|
|

|
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%.
- This APR will vary with the market based on the Prime Rate.
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
14.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
|
|
|

|
- 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10.
- Full 1% cash back on eligible purchases and cash advances.
- Earn extra cash back on popular, rotating categories each quarter. Enrollment required each quarter.
- Average 5% additional cash back through Citi Bonus Cash Center®
- No annual fee*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
15 months on balance transfers* |
12.99%-20.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
|
|
|

|
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*
- This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on balance transfers and purchases* |
12.99%-20.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
|
|
|

|
- Earn three points per $1 on gas, grocery and drug store purchases for the first 6 months and 1 point on all other purchases
- Redeem rewards points for cash, unrestricted travel, hotel benefits, car rentals, merchandise, unique experiences, gift certificates, and more
- Rewards start at 2,500 points
- No limit to the number of points you can earn each year
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* on Purchases and Balance Transfers |
7-10 billing cycles* |
12.99% - 20.99% Variable* on Purchases and Balance Transfers |
None* |
Yes* |
Excellent Credit* |
|
|
|

|
- Click "APPLY HERE" to apply online or call 866-543-0808
- 0% intro APR until July 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until July 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- No annual fee
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% intro APR on purchases and balance transfers* |
until July 2011* |
14.90% (V)* |
None* |
Yes* |
Good Credit* |
|
|
|

|
- 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
- 0% intro APR on Purchases for 6 full months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
15 full months on Balance Transfers; 6 full months on Purchases* |
11.99% - 20.99% (Variable)* |
$0* |
Yes* |
Excellent Credit* |
|
* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
|
|
|