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Low Interest Credit Cards
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The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.
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Search through the Low Interest Credit Card Offers below.
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Compare offers side by side in order to determine which card is best for you.
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 Apply for the Credit Card of your choice by filling out a secure online application.
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- Click "APPLY HERE" to apply online or call 866-592-0808
- 1 mile per dollar spent on purchases up to $1,000 each month
- 2 miles per dollar above $1,000 each month
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No blackout dates and no seat restrictions
- Fly FREE on any airline to any destination
- No foreign transaction fees
- 0% APR on purchases until January 2011
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
until January 2011* |
13.90% (V)* |
None* |
Yes* |
Excellent Credit* |
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- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months |
as low as 11.99%* (V) |
$0* |
Yes* |
Excellent/Good Credit* |
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- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases; 12 months on Balance Transfers* |
as low as 11.99%* |
None* |
Yes* |
Excellent Credit* |
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- Click "APPLY HERE" to apply online or call 866-517-0808
- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards for statement credit, check or gift card
- Get your cash back whenever you want, even set up automatic redemption
- 0% APR on purchases until January 2011
- No foreign transaction fees
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
until January 2011* |
14.9% (V)* |
None* |
Yes* |
Excellent Credit* |
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- Earn 3% cash back on gas, grocery, and drug store purchases for the first 6 months and 1% on all other purchases
- Redeem rewards for a check, statement credit, direct deposit or pay toward your eligible Bank of America® mortgage
- Get a 25% bonus for all cash reward redemptions of $300 or more
- Get redemptions starting at $25, with the capability to set up automatic redemption
- No limit to the number of points you can earn each year
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* on Purchases and Balance Transfers |
7-10 billing cycles* |
12.99% - 20.99%* on Purchases and Balance Transfers |
None* |
Yes* |
Excellent Credit* |
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- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- Double Miles through our exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on purchases & balance transfers* |
as low as 11.99%* |
None* |
Yes* |
Excellent Credit* |
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- Earn three points per $1 on gas, grocery and drug store purchases for the first 6 months and 1 point on all other purchases
- Redeem rewards points for cash, unrestricted travel, hotel benefits, car rentals, merchandise, unique experiences, gift certificates, and more
- Rewards start at 2,500 points
- No limit to the number of points you can earn each year
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* on Purchases and Balance Transfers |
7-10 billing cycles* |
12.99% - 20.99%* on Purchases and Balance Transfers |
None* |
Yes* |
Excellent Credit* |
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- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on purchases and balance transfers* |
as low as 11.99%* |
None* |
Yes* |
Excellent Credit* |
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- 0% Intro APR for 6 months on purchases
- No Annual Fee
- Earn Membership Rewards® points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
- Express Approval. Get a decision in less than 60 seconds
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 6 months on Purchases |
As Low As 15.24% |
$0* |
Yes* |
Excellent Credit* |
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- Click "APPLY HERE" to apply online or call 866-547-0808
- 2 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don't expire
- No blackout dates and no seat restrictions
- Use miles for Travel, Merchandise, Gift Cards and more
- 0% APR on purchases until January 2011
- No foreign transaction fees
- Concierge services - from flowers to flights, have someone else do it for you
- Fly FREE on any airline to any destination
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
until January 2011* |
13.90% (V)* |
$39.00* |
Yes* |
Excellent Credit* |
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- Double Cashback Bonus at any gas station and any restaurant
- 5% to 20% Cashback Bonus at top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus at top retailers through our online shopping mall
- Redeem for Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on purchases & balance transfers* |
as low as 11.99%* |
None* |
Yes* |
Excellent Credit* |
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- 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
- 0% Intro APR and No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 6 months on purchases; up to 12 months on balance transfers* |
as low as 12.99% Variable* |
None* |
Yes* |
Excellent/Good Credit* |
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* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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