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Low Interest Credit Cards
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The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.
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Search through the Low Interest Credit Card Offers below.
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Compare offers side by side in order to determine which card is best for you.
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 Apply for the Credit Card of your choice by filling out a secure online application.
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- Click "APPLY HERE" to apply online or call 866-592-0808
- 1 mile per dollar spent on purchases up to $1,000 each month
- 2 miles per dollar above $1,000 each month
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No blackout dates and no seat restrictions
- Fly FREE on any airline to any destination
- No foreign transaction fees
- 0% APR on purchases until November 2010
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
until November 2010* |
13.90% (V)* |
None* |
Yes* |
Excellent Credit* |
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- Click "APPLY HERE" to apply online or call 866-517-0808
- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards for statement credit, check or gift card
- Get your cash back whenever you want, even set up automatic redemption
- 0% APR on purchases until November 2010
- No foreign transaction fees
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
until November 2010* |
14.9% (V)* |
None* |
Yes* |
Excellent Credit* |
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- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases; 12 months on Balance Transfers* |
as low as 11.99%* |
None* |
Yes* |
Excellent Credit* |
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- 0% APR* on balance transfers and purchases for up to 9 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 9 months |
as low as 11.99%* (V) |
$0* |
Yes* |
Excellent/Good Credit* |
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- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases & Balance Transfers* |
as low as 11.99%* |
None* |
Yes* |
Excellent Credit* |
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- Click "APPLY HERE" to apply online or call 866-547-0808
- 2 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don't expire
- No blackout dates and no seat restrictions
- Use miles for Travel, Merchandise, Gift Cards and more
- 0% APR on purchases until November 2010
- No foreign transaction fees
- Concierge services - from flowers to flights, have someone else do it for you
- Fly FREE on any airline to any destination
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
until November 2010* |
13.90% (V)* |
$39.00* |
Yes* |
Excellent Credit* |
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- The credit card that rewards you for good behavior
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
- 6,000 bonus points after $250 in purchases are made within 3 months of account opening
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
- 5 rewards points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases
- 0% APR for 6 months on purchases and balance transfers
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
0% APR* for 6 months on purchases & balance transfers |
14.24%* (V) |
None* |
Yes* |
Excellent/Good Credit* |
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- Now with BlueprintSM
- 0% intro APR
- Patented Fraud Protection
- Zero Liability on Unauthorized Purchases
- E-mail and Text Alerts
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
for up to 12 months* |
as low as 13.24%* |
None* |
Yes* |
Excellent/Good Credit* |
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- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- Double Miles through our exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on purchases & balance transfers* |
as low as 11.99%* |
None* |
Yes* |
Excellent Credit* |
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Low Interest Credit Cards for Students
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The following Low Interest Credit Cards for Students feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.
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- 0% APR* on Purchases for 6 months if you qualify based on your application and credit history*
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
- Earn up to 2000 ThankYou Points twice a year for having a good GPA.
- Redeem points for gift cards, travel, electronics, music and more.
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% if you qualify* |
6 months* |
as low as 17.24%* (V) |
$0* |
Yes* |
Good Credit* |
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* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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