Low Interest Credit Cards

Finding a low rate credit card can be tricky. But our list of the latest low rate offers takes out the guesswork. Easily compare introductory rates, ongoing rates, annual fees and other terms on dozens of cards from our partners to find the one that'll save you the most on interest.

See offers from our partners below.

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 APPLY ONLINE

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Earn 1.5% in State Farm Dollars when you spend more than $10,000 (1% up to $10,000)
  • Get extra State Farm Dollars when you make insurance payments using your card within the first 12 months
 APPLY NOW

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    13.24%-20.24%
    Annual Fee
    $30
    Credit Needed
    Good Credit
 APPLY ONLINE

at First Niagara's
secure site

Credit Needed
Excellent Credit
  • Rewards customers receive one point for each dollar of net purchases. Points can be redeemed on a variety of rewards
  • Flights, hotels, car rentals, account credits, electronics, sporting goods, gift cards, event tickets, and more
  • 0% Introductory APR on Balance Transfers
  • Online Account Access - Check your Balance, View Transactions, Make Payment and Reward Inquiries
  • $50 annual fee waived with PinnaclePlus Checking Relationship
  • See additional First Niagara Pinnacle Platinum MasterCard® details
 APPLY NOW

at First Niagara's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.24% (Variable)
    Annual Fee
    $50, waived with checking
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Earn one point for every $1 in qualified purchases on a Regions credit card with Relationship Rewards
  • Redeem your points for gift cards, merchandise, even cash credited directly to your Regions checking account
  • $0 Liability Guarantee protects you from unauthorized purchases on your card.
  • Connect your card to your Regions Bank checking account and use it for overdraft protection.
  • Use V.me and make online purchases without having to share your full card number.
  • No annual fee.
  • See additional Regions Bank Visa® Platinum Credit Card with Rewards details
 APPLY NOW

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 7 months
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Get a standard purchase APR as low as 11.24%
  • No annual fee
  • 0% introductory APR on balance transfers for 12 billing cycles
  • Get safety and security features such as lost and stolen card protection, travel accident insurance, fraud monitoring and more
  • See additional State Farm® Good Neighbor Visa® details
 APPLY NOW

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 billing cycles
    Regular APR
    11.24%-18.24%
    Annual Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at BMO Harris's
secure site

Credit Needed
Good
  • MasterRental with Collision Damage Waiver
  • Detailed year-end summary statement
  • MasterCard Global ServiceTM for Emergency Card Replacement & Emergency Cash Advance assistance available worldwide
  • Lost/Stolen Card Reporting
  • Extended Warranty registers your product warranties and provides extended protection on purchases
  • For more information, call 1-888-340-2265
  • Low introductory rates on purchases
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • See additional BMO Harris Bank Mastercard details
 APPLY NOW

at BMO Harris's
secure site

Credit Needed
Good
  • Purchases Intro APR
    4.99%, 6.99% or 9.99% for 6 months
    Balance Transfers Intro APR
    14.24% (V) for None
    Regular APR
    8.24%, 10.24% or 13.24%
    Annual Fee
    $0
    Credit Needed
    Good
 APPLY ONLINE

at BMO Harris's
secure site

Credit Needed
Good Credit
  • Earn 1 point for every $1 of purchases. No point cap.
  • Exclusive offers and experiences in your city with Priceless Cities
  • Concierge Service, featuring 24-hour assistance. Complimentary airport lounge access allows two visits per year in major airport lounges
  • Elite privileges at MasterCard World Elite Luxury Hotels & Resorts Portfolio, fine dining, sporting events and more
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • 5,000 rewards points with $50,000 of purchases annually
  • Redeem your rewards points for flights any seat, on any airline, with no blackout dates as well as gift cards to popular stores, restaurants and more
  • First purchase bonus of 1,000 points simply begin using your card to accumulate valuable points
  • See additional BMO Harris Bank Select World MasterCard details
 APPLY NOW

at BMO Harris's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    14.24% or 16.24
    Annual Fee
    75
    Credit Needed
    Good Credit
 APPLY ONLINE

at First Niagara's
secure site

Credit Needed
Good Credit
  • Rewards customers receive one point for each dollar of net purchases. Points can be redeemed on a variety of rewards and expire 3 months from month earned.
  • Flights, hotels, car rentals, account credits, electronics, sporting goods, gift cards, event tickets, and more
 APPLY NOW

at First Niagara's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 6 months
    Regular APR
    15.49% (Variable)
    Annual Fee
    $35, waived first year
    Credit Needed
    Good Credit
 APPLY ONLINE

at KeyBank's
secure site

Credit Needed
Good Credit
  • No annual fee.
  • 0% introductory APR for six months on purchases and balance transfers
 APPLY NOW

at KeyBank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for the first 6 monthly billing cycles
    Balance Transfers Intro APR
    0% for the first 6 monthly billing cycles following account opening
    Regular APR
    12.24%-22.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at KeyBank's
secure site

Credit Needed
Good Credit
  • No annual fee.
  • 0% introductory APR on purchases for six billing cycles
  • 0% introductory APR on balance transfers for six billing cycles for transfers made within 60 days of account opening
  • Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
  • Monthly reward points bonus of up to 50%
  • Offer available in states: AK, CO, ID, IN, ME, MI, NY, OH, OR, UT, VT, or WA
  • See additional KeyBank Key2More Rewards MasterCard Credit Card details
 APPLY NOW

at KeyBank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for 6 months
    Balance Transfers Intro APR
    0% for 6 months
    Regular APR
    13.24%-22.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • 1.99% Intro APR on Balance Transfers and Purchases for 6 monthly billing cycles. After that, the variable APR will be 14.24% - 20.24% based on your creditworthiness.
  • Earn 1 point for every $1 in net merchandise purchases and 3 points for every $1 in interest accrued. Redeem points for Merchandise, Gift Cards, Travel, and exclusive Garfield items.
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    1.990% for 6 months
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Good Credit
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