Low Interest Credit Cards

The following Low Interest Credit Cards from our partners feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

See offers from our partners below.

 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received an discharge type of Honorable, and their eligible family members.
  • Earn up to 2.25% cash back on gas and grocery purchases and up to 1.25% cash back for all other purchases.
  • No caps or limits on the amount you can earn.
  • Your cash rebate is awarded every January for the purchases made the previous 12 months.
  • Enjoy variable rates as low as 10.15% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the prime rate.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
  • See additional USAA Cash Rewards® American Express® Card details
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    10.15%-26.15% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at Capital One's
secure site

Credit Needed
Excellent Credit
  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on movie theaters, movie rentals, music downloads, and digital streaming and subscription services
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music, & more
  • 0% intro APR on purchases until December 2016, 14.24% - 24.99% variable APR after that
  • No annual fee
  • See additional Sony® Card from Capital One® details
 APPLY NOW

at Capital One's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% Until 12/2016
    Balance Transfers Intro APR
    N/A
    Regular APR
    14.24% - 24.99% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received an discharge type of Honorable, and their eligible family members.
  • Earn rebates up to 1.25% on your everyday purchases. There's no limit to the amount you can earn.
  • Enjoy variable rates as low as 10.15% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
  • See additional USAA Cash Rewards® Visa® details
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    10.15%-26.15% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at Discover's
secure site

Credit Needed
Fair Credit
  • We'll double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.*
  • 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
  • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 13.24% - 22.24%.
  • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
  • See additional Discover it® for Students details
 APPLY NOW

at Discover's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    0% for 6 months
    Balance Transfers Intro APR
    10.99% for 6 months
    Regular APR
    13.24%-22.24% Variable*
    Annual Fee
    $0
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Simmons First National Bank's
secure site

Credit Needed
Excellent Credit
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.50% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
  • See additional Simmons Bank Visa® Platinum Rewards details
 APPLY NOW

at Simmons First National Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    None
    Regular APR
    9.50% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Regions Relationship Rewards offers 1.5 points for every $1 in qualified purchases. Redeem points for gift cards, merchandise, or cash credited to your Regions Bank checking account.
  • Protect your items with Purchase Security. Get reimbursed or have your item replaced or repaired within 90 days of purchase if lost or damaged due to a covered reason.
  • Price Protection offers cost difference reimbursement if you find a lower price on an item purchased with your card within 60 days.
  • Visa Signature Concierge service helps you find sports and entertainment tickets, book travel, and make dinner reservations.
  • Trip Cancellation/Interruption Coverage will pay up to $5,000 if a trip booked on the card is cancelled.
  • See additional Regions Bank Visa® Signature Preferred Credit Card details
 APPLY NOW

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 7 months
    Regular APR
    N/A
    Annual Fee
    $125
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Fifth Third Bank's
secure site

Credit Needed
Excellent Credit
  • 0% Intro APR on Balance Transfers and Purchases for 12 billing cycles. After that, the variable APR will be 12.99% - 23.99% based on your creditworthiness.
  • Earn 2 reward points for every $1 spent on gas and grocery store purchases and 1 point for every $1 spent on all other credit purchases.
  • Concierge Service provides access to unique dining and entertainment venues.
  • MasterCard® Priceless Cities® provides special reservations at restaurants, premium seating at shows, and VIP treatment at sporting events.
  • Price Protection may provide reimbursement of cost difference if you purchase an item with your card and find it for a lower price within 120 days.
  • See additional Fifth Third Bank Real Life RewardsSM details
 APPLY NOW

at Fifth Third Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A for 12 billing cycles
    Balance Transfers Intro APR
    0% for 12 billing cycles
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at First Niagara's
secure site

Credit Needed
Excellent Credit
  • 0% Introductory APR on Balance Transfers for 12 months
  • Online Account Access - Check your Balance, View Transactions, Make Payment and Reward Inquiries
  • No Annual Fee
  • Zero Liability - Pay only for purchases you have authorized
  • Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible MasterCard card
  • Minimum Credit Limit $2,000
  • See additional First Niagara Platinum MasterCard® details
 APPLY NOW

at First Niagara's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    N/A
    Annual Fee
    $50, waived with checking
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at BMO Harris's
secure site

Credit Needed
Excellent Credit
  • Earn 2 points for every $3 of purchases
  • No point cap
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • Exclusive offers and experiences in your city with Priceless Cities
  • See additional BMO Harris Bank Premier Rewards MasterCard details
 APPLY NOW

at BMO Harris's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    $49
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Fifth Third Bank's
secure site

Credit Needed
Excellent Credit
  • Earn 2% cash back Everyday Bonus Real Life RewardsSM for every $1 you spend on gas and grocery store purchases*
  • Earn a full 1% cash back for every $1 spent on all other purchases.
  • Redeem $50 Cash Rewards check for every $5,000 in purchases.
  • Get special reservations at restaurants, premium seating at shows, and VIP treatment at sporting events with MasterCard® Priceless Cities®.
  • Travel Accident Insurance covers you and your dependents on any trip you purchase with your card.
  • Purchase Assurance® can provide reimbursement if an item you purchase with your card is damaged or stolen within 90 days.
  • If you purchase an item with your card and you find it for a lower price within 120 days, you may be reimbursed for the price difference.
  • See additional Fifth Third Bank Cash Rewards MasterCard® details
 APPLY NOW

at Fifth Third Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A for 12 billing cycles
    Balance Transfers Intro APR
    0% for 12 billing cycles
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
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