Low Interest Credit Cards

Finding a low rate credit card can be tricky. But our list of the latest low rate offers takes out the guesswork. Easily compare introductory rates, ongoing rates, annual fees and other terms on dozens of cards from our partners to find the one that'll save you the most on interest.

See offers from our partners below.

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 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See additional Blue Cash Preferred® Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-915-6641


Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.49%-23.49% Variable
    Annual Fee
    $95
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Regions Relationship Rewards offers 1.5 points for every $1 in qualified purchases. Redeem points for gift cards, merchandise, or cash credited to your Regions Bank checking account.
  • Protect your items with Purchase Security. Get reimbursed or have your item replaced or repaired within 90 days of purchase if lost or damaged due to a covered reason.
  • Price Protection offers cost difference reimbursement if you find a lower price on an item purchased with your card within 60 days.
  • Visa Signature Concierge service helps you find sports and entertainment tickets, book travel, and make dinner reservations.
  • Trip Cancellation/Interruption Coverage will pay up to $5,000 if a trip booked on the card is cancelled.
  • See additional Regions Bank Visa® Signature Preferred Credit Card details
 APPLY NOW

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 7 months
    Regular APR
    N/A
    Annual Fee
    $125
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Fifth Third Bank's
secure site

Credit Needed
Excellent Credit
  • Unlimited points. Unlimited potential.
  • Bonus Rewards! Earn 2 Real Life Rewards Points for every $1 spent on gas and grocery store purchases. Earn 1 point for every $1 spent on all other purchases
 APPLY NOW

at Fifth Third Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.24%-24.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at First Niagara's
secure site

Credit Needed
Good Credit
  • 0% Introductory APR on Balance Transfers for 12 months
  • Online Account Access - Check your Balance, View Transactions, Make Payment and Reward Inquiries
  • No Annual Fee
  • Zero Liability - Pay only for purchases you have authorized
  • Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible MasterCard card
  • Minimum Credit Limit $2,000
  • See additional First Niagara Platinum MasterCard® details
 APPLY NOW

at First Niagara's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.49% (Variable)
    Annual Fee
    $50, waived with checking
    Credit Needed
    Good Credit
 APPLY ONLINE

at BMO Harris's
secure site

Credit Needed
Excellent Credit
  • Earn 2 points for every $3 of purchases
  • No point cap
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • Exclusive offers and experiences in your city with Priceless Cities
  • See additional BMO Harris Bank Premier Rewards MasterCard details
 APPLY NOW

at BMO Harris's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    $49
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Fifth Third Bank's
secure site

Credit Needed
Good Credit
  • Earn 2% cash back Everyday Bonus Real Life RewardsSM for every $1 you spend on gas and grocery store purchases*
  • Earn a full 1% cash back for every $1 spent on all other purchases.
 APPLY NOW

at Fifth Third Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.24%-24.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at BMO Harris's
secure site

Credit Needed
Good Credit
  • Earn 2 points for every $3 of purchases
  • No point cap
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • Exclusive offers and experiences in your city with Priceless Cities
  • See additional BMO Harris Bank Rewards MasterCard details
 APPLY NOW

at BMO Harris's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • 0% Intro APR on Purchases and Balance Transfers for 6 monthly billing cycles. After that, the APR will be 10.24% - 20.24% based on your creditworthiness.
  • Earn 1 point per dollar on net merchandise purchases, 3 points per dollar accrued in interest, and bonus points at participating retailers.
  • Redeem points for merchandise, gift cards, travel, and cash back statement credits.
  • Get Auto Rental Collision Damage Waivers and $100,000 in Travel Accident Insurance coverage.
  • Protect your account with Zero Liability coverage.
  • Commerce Bank provides Emergency Card Replacement and Emergency Cash Disbursement.
  • See additional Commerce Bank Special Connections® Visa® with Rewards details
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 6 months
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at Fifth Third Bank's
secure site

Credit Needed
Good Credit
  • No Annual Fee
  • Identity Theft Resolution Services: Credit bureau notification, credit card replacement, and more
  • Cellular Phone Protection: Protection against damage to, or theft of, your eligible cell phone, as well as the first two additional phones listed on your wireless billing statement
  • See additional Fifth Third Bank Platinum MasterCard® details
 APPLY NOW

at Fifth Third Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for 15 months
    Balance Transfers Intro APR
    0% for 15 months
    Regular APR
    11.24%-24.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Earn 1% Cash Back for every dollar in Net Merchandise Purchases
  • Earn 3% Cash Back for every dollar in interest you accrue on your monthly balances
  • Earn 2% & 3% Cash Back for purchases in select categories
  • Redeem for 1% Cash Back or choose from gift cards, travel, merchandise, and more
  • View your FICO Score for free on your monthly credit card statement
  • Emergency Card Replacement and Emergency Cash Disbursement
  • See additional Commerce Bank Special Connections® MasterCard® with Rewards details
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for 6 months
    Balance Transfers Intro APR
    0% for 6 months
    Regular APR
    10.49%-20.49% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
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