Low Interest Credit Cards

Finding a low rate credit card can be tricky. But our list of the latest low rate offers takes out the guesswork. Easily compare introductory rates, ongoing rates, annual fees and other terms on dozens of cards from our partners to find the one that'll save you the most on interest.

See offers from our partners below.

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 APPLY ONLINE

at Citi's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • 0% intro APR on Purchases and Balance Transfers for 15 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases
  • Points earned with this card do not expire and there is no limit to the amount of points you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • See additional Citi ThankYou® Preferred Card details
 APPLY NOW

at Citi's
secure site

or call Citi at
877-266-0895


Credit Needed
Excellent Credit
  • Purchases Intro APR
    0%* for 15 months*
    Balance Transfers Intro APR
    0%* for 15 months*
    Regular APR
    13.24% - 23.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Citi's
secure site

Credit Needed
Excellent/Good
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
  • See additional Citi® Double Cash Card details
 APPLY NOW

at Citi's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 18 months*
    Regular APR
    13.24% - 23.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Earn 30,000 bonus points after you spend $1,000 in purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases including cocktails, food and movies & your first checked bag is free on JetBlue-operated flights
  • Enjoy all TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases annually with your card
  • Get a $100 statement credit after you purchase a Getaways vacation package of $100 or more with your JetBlue Plus Card
  • See additional The JetBlue Plus Card details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for First 12 billing cycles following each balance transfer that posts to account within 45 days of acco
    Regular APR
    12.24%, 20.24% or 25.24% Variable
    Annual Fee
    $99
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at NASA Federal Credit Union's
secure site

Credit Needed
Excellent/Good
  • Enjoy rewards like free travel and brand name merchandise
  • Transfer balances and lock-in a low 7.9% APR* for life.
 APPLY NOW

at NASA Federal Credit Union's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    7.900% for For life of balance transfers made within 90-days of account opening for qualified applicants
    Regular APR
    10.15% - 17.99% Variable on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Regions Relationship Rewards offers 1.5 points for every $1 in qualified purchases. Redeem points for gift cards, merchandise, or cash credited to your Regions Bank checking account.
  • Protect your items with Purchase Security. Get reimbursed or have your item replaced or repaired within 90 days of purchase if lost or damaged due to a covered reason.
  • Price Protection offers cost difference reimbursement if you find a lower price on an item purchased with your card within 60 days.
  • Visa Signature Concierge service helps you find sports and entertainment tickets, book travel, and make dinner reservations.
  • Trip Cancellation/Interruption Coverage will pay up to $5,000 if a trip booked on the card is cancelled.
  • See additional Regions Bank Visa® Signature Preferred Credit Card details
 APPLY NOW

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 7 months
    Regular APR
    N/A
    Annual Fee
    $125
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Fifth Third Bank's
secure site

Credit Needed
Excellent Credit
  • Unlimited points. Unlimited potential.
  • Bonus Rewards! Earn 2 Real Life Rewards Points for every $1 spent on gas and grocery store purchases. Earn 1 point for every $1 spent on all other purchases
 APPLY NOW

at Fifth Third Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.24%-24.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at First Niagara's
secure site

Credit Needed
Good Credit
  • 0% Introductory APR on Balance Transfers for 12 months
  • Online Account Access - Check your Balance, View Transactions, Make Payment and Reward Inquiries
  • No Annual Fee
  • Zero Liability - Pay only for purchases you have authorized
  • Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible MasterCard card
  • Minimum Credit Limit $2,000
  • See additional First Niagara Platinum MasterCard® details
 APPLY NOW

at First Niagara's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.49% (Variable)
    Annual Fee
    $50, waived with checking
    Credit Needed
    Good Credit
 APPLY ONLINE

at BMO Harris's
secure site

Credit Needed
Excellent Credit
  • Earn 2 points for every $3 of purchases
  • No point cap
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • Exclusive offers and experiences in your city with Priceless Cities
  • See additional BMO Harris Bank Premier Rewards MasterCard details
 APPLY NOW

at BMO Harris's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    $49
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Fifth Third Bank's
secure site

Credit Needed
Good Credit
  • Earn 2% cash back Everyday Bonus Real Life RewardsSM for every $1 you spend on gas and grocery store purchases*
  • Earn a full 1% cash back for every $1 spent on all other purchases.
 APPLY NOW

at Fifth Third Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.24%-24.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at BMO Harris's
secure site

Credit Needed
Good Credit
  • Earn 2 points for every $3 of purchases
  • No point cap
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • Exclusive offers and experiences in your city with Priceless Cities
  • See additional BMO Harris Bank Rewards MasterCard details
 APPLY NOW

at BMO Harris's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Good Credit
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