CreditCards.com Visa credit cardsMasterCard credit cardsAmerican Express credit cardsDiscover credit cards

Wednesday, September 17th 2014

Low Interest Credit Cards for Students

The following Low Interest Credit Cards for Students feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

Citi ThankYou® Preferred Card for College Students
Email offer
Citi ThankYou Preferred Card for College Students

At Citi's
secure site

Citi ThankYou Preferred Card for College Students Application
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 7 months N/A N/A 13.99% - 23.99%* (Variable) $0 Good Credit

Discover it® for Students
Email offer
Discover it for Students

At Discover's
secure site

Discover it for Students Application
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements.*
  • Talk to a real person any time with 100% U.S.-based service. Looks out for you-since each Discover purchase is monitored.
  • If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 6 months See Terms See Terms 12.99%-21.99% Variable* $0 Fair Credit

Additional Low Interest Credit Cards

The following Low Interest Credit Cards from our partners feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

Zions Bank® AmaZing Cash® Credit Card
Email offer
Zions Bank AmaZing Cash Credit Card Application

At Zions Bank's
secure site

Zions Bank AmaZing Cash Credit Card Offer
  • 2% cash back on purchases for first 90 days; 1% after that -- with no cap
  • 0% introductory APR on purchases for 6 months
  • 0% introductory APR on balance transfers for 12 months
  • APR starts as low as 11.24%
  • No annual fee
  • Free Mobile Fraud Alert Service automatically sends you a text when suspicious activity is detected on your card
  • Customize your card with your own image or photo
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 6 months 0% 12 months 11.24%-18.24% (Variable) $0 Excellent Credit

BMO Harris Bank Select World MasterCard
Email offer
BMO Harris Bank Select World MasterCard

At BMO Harris's
secure site

BMO Harris Bank Select World MasterCard
  • Earn 1 point for every $1 of purchases. No point cap.
  • Exclusive offers and experiences in your city with Priceless Cities
  • Concierge Service, featuring 24-hour assistance. Complimentary airport lounge access allows two visits per year in major airport lounges
  • Elite privileges at MasterCard World Elite Luxury Hotels & Resorts Portfolio, fine dining, sporting events and more
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • 5,000 rewards points with $50,000 of purchases annually
  • Redeem your rewards points for flights any seat, on any airline, with no blackout dates as well as gift cards to popular stores, restaurants and more
  • First purchase bonus of 1,000 points simply begin using your card to accumulate valuable points
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 14.24% or 16.24 75 Good Credit

Regions Bank Visa® Signature Preferred Credit Card
Email offer
Regions Bank Visa Signature Preferred

At Regions Bank's
secure site

Regions Bank Visa Signature Preferred Application
  • Regions Relationship Rewards offers 1.5 points for every $1 in qualified purchases. Redeem points for gift cards, merchandise, or cash credited to your Regions Bank checking account.
  • Protect your items with Purchase Security. Get reimbursed or have your item replaced or repaired within 90 days of purchase if lost or damaged due to a covered reason.
  • Price Protection offers cost difference reimbursement if you find a lower price on an item purchased with your card within 60 days.
  • Visa Signature Concierge service helps you find sports and entertainment tickets, book travel, and make dinner reservations.
  • Trip Cancellation/Interruption Coverage will pay up to $5,000 if a trip booked on the card is cancelled.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A 0% 7 months 11.99% (Variable) $125 Excellent Credit

First Niagara Standard Rewards MasterCard®
Email offer
Standard Rewards MasterCard

At First Niagara's
secure site

Standard Rewards MasterCard Application
  • Rewards customers receive one point for each dollar of net purchases. Points can be redeemed on a variety of rewards and expire 3 months from month earned.
  • Flights, hotels, car rentals, account credits, electronics, sporting goods, gift cards, event tickets, and more
  • 0% Introductory APR on Balance Transfers
  • Online Account Access - Check your Balance, View Transactions, Make Payment and Reward Inquiries
  • $35 annual fee waived first year
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A 0% 6 months 14.24% (Variable) $35, waived first year Good Credit

Fifth Third Bank Real Life RewardsSM
Email offer
Fifth Third Bank Real Life Rewards

At Fifth Third Bank's
secure site

Fifth Third Bank Real Life Rewards Application
  • 0% Intro APR on Balance Transfers and Purchases for 12 billing cycles. After that, the variable APR will be 12.99% - 23.99% based on your creditworthiness.
  • Earn 2 reward points for every $1 spent on gas and grocery store purchases and 1 point for every $1 spent on all other credit purchases.
  • Concierge Service provides access to unique dining and entertainment venues.
  • MasterCard® Priceless Cities® provides special reservations at restaurants, premium seating at shows, and VIP treatment at sporting events.
  • Price Protection may provide reimbursement of cost difference if you purchase an item with your card and find it for a lower price within 120 days.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 12 billing cycles 0% 12 billing cycles 12.99%-23.99% (Variable) $0 Excellent Credit

Wells Fargo Cash BackSM College Card
Email offer
Wells Fargo Cash Back College Card

At Wells Fargo's
secure site

Wells Fargo Cash Back College Card Application
  • Earn 3% cash back on gas, grocery, and drugstore net purchases for 6 months
  • Easily track your cash rewards
  • Redeem your cash rewards your way
  • Zero Liability program
  • Overdraft Protection
  • Powerful mobile and online tools and apps
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
5.90% to 13.90% 6 months 5.90% to 13.90% 6 months 11.15%-21.15% (Variable) $0 Good Credit

BMO Harris Bank Mastercard
Email offer
BMO Harris Bank Mastercard

At BMO Harris's
secure site

BMO Harris Bank Mastercard Application
  • MasterRental with Collision Damage Waiver
  • Detailed year-end summary statement
  • MasterCard Global ServiceTM for Emergency Card Replacement & Emergency Cash Advance assistance available worldwide
  • Lost/Stolen Card Reporting
  • Extended Warranty registers your product warranties and provides extended protection on purchases
  • For more information, call 1-888-340-2265
  • Low introductory rates on purchases
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
4.99%, 6.99% or 9.99% 6 months NA 14.24% (V) 8.24%, 10.24% or 13.24% $0 Good

First Niagara Platinum MasterCard®
Email offer
Platinum MasterCard

At First Niagara's
secure site

Platinum MasterCard Application
  • 0% Introductory APR on Balance Transfers for 12 months
  • Online Account Access - Check your Balance, View Transactions, Make Payment and Reward Inquiries
  • No Annual Fee
  • Zero Liability - Pay only for purchases you have authorized
  • Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible MasterCard card
  • Minimum Credit Limit $2,000
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A 0% 12 months 13.24% (Variable) $50, waived with checking Excellent Credit



* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.


 
USA   |   UK   |   Australia   |   Canada
initiator