Low Interest Credit Cards

Finding a low rate credit card can be tricky. But our list of the latest low rate offers takes out the guesswork. Easily compare introductory rates, ongoing rates, annual fees and other terms on dozens of cards from our partners to find the one that'll save you the most on interest.

See offers from our partners below.

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 APPLY ONLINE

at Charity Charge's
secure site

Credit Needed
Good/Excellent
  • Unlimited 1% cash back rewards in the form of an automatic donation to any nonprofit, K-12 school, university, or religious organization of your choice.
  • No Annual Fee.
  • Rewards are tax-deductible.
  • One time bonus donation of $10 to your chosen nonprofit after your first purchase.
  • Ability to support up to three nonprofits at once. You can change the nonprofits you support at any time through your online donation dashboard.
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services.
  • Chip and Apple Pay enabled.
  • See additional Charity Charge World MasterCard® Credit Card details
 APPLY NOW

at Charity Charge's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    1.99% for 6 monthly billing cycles
    Balance Transfers Intro APR
    1.99% for 6 monthly billing cycles
    Regular APR
    10.74%-20.74% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Regions Relationship Rewards offers 1.5 points for every $1 in qualified purchases. Redeem points for gift cards, merchandise, or cash credited to your Regions Bank checking account.
  • Protect your items with Purchase Security. Get reimbursed or have your item replaced or repaired within 90 days of purchase if lost or damaged due to a covered reason.
  • Price Protection offers cost difference reimbursement if you find a lower price on an item purchased with your card within 60 days.
  • Visa Signature Concierge service helps you find sports and entertainment tickets, book travel, and make dinner reservations.
  • Trip Cancellation/Interruption Coverage will pay up to $5,000 if a trip booked on the card is cancelled.
  • See additional Regions Premium Visa® Signature details
 APPLY NOW

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    12.49%-22.49% (Variable)
    Annual Fee
    Up-to $125
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • 0% Intro APR on Purchases and Balance Transfers for 6 monthly billing cycles. After that, the APR will be 10.74% - 20.74% based on your creditworthiness.
  • Earn 1 point per dollar on net merchandise purchases, 3 points per dollar accrued in interest, and bonus points at participating retailers.
  • Redeem points for merchandise, gift cards, travel, and cash back statement credits.
  • Get Auto Rental Collision Damage Waivers and $100,000 in Travel Accident Insurance coverage.
  • Protect your account with Zero Liability coverage.
  • Commerce Bank provides Emergency Card Replacement and Emergency Cash Disbursement.
  • See additional Commerce Bank Special Connections® Visa® with Rewards details
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for 6 months
    Balance Transfers Intro APR
    0% for 6 months
    Regular APR
    10.74%-20.74% (Variable)
    Annual Fee
    $0 1st year, then $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Earn 1% Cash Back for every dollar in Net Merchandise Purchases
  • Earn 3% Cash Back for every dollar in interest you accrue on your monthly balances
  • Earn 2% & 3% Cash Back for purchases in select categories
  • Redeem for 1% Cash Back or choose from gift cards, travel, merchandise, and more
  • View your FICO Score for free on your monthly credit card statement
  • Emergency Card Replacement and Emergency Cash Disbursement
  • See additional Commerce Bank Special Connections® MasterCard® with Rewards details
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for 6 months
    Balance Transfers Intro APR
    0% for 6 months
    Regular APR
    10.74%-20.74% (Variable)
    Annual Fee
    $0 1st year, then $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at UMB's
secure site

Credit Needed
See Terms
  • Earn 2 points per dollar on gas, groceries, and at discount stores.*
  • Earn 1 point per dollar everywhere else and on balance transfers.*
  • Earn 1,000 bonus points with your first purchase made within 60 days of account opening.*
  • Personalize your card with a photo to make it uniquely yours
  • Fraud protection means you aren't liable for unauthorized purchases with your card
  • See additional UMB Simply Rewards™ Visa Platinum Credit Card details
 APPLY NOW

at UMB's
secure site

Credit Needed
See Terms
  • Purchases Intro APR
    See Terms
    Balance Transfers Intro APR
    See Terms
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    See Terms
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Excellent Credit
  • Earn 1% cash back for every dollar in net merchandise purchases
  • Earn up to an additional 2,500 bonus points every quarter with 2% & 3% Cash Back for purchases in select categories
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    14.74%-20.74% (Variable)
    Annual Fee
    $0 1st year, then $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Earn 3% in State Farm Dollars on the first $4,000 of net insurance premiums payments made within the first 12 months of account opening; 1% thereafter.
  • Redeem State Farm Dollars for insurance premiums, car loans, mortgages and other products from State Farm
 APPLY NOW

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.74%-20.74%
    Annual Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • 0% Intro APR on Balance Transfers and Purchases for 6 monthly billing cycles. After that, the variable APR will be 10.74% - 20.74% based on your creditworthiness.
  • Earn 1 point per $1 spent on Net Merchandise Purchases, 5 points per $1 accrued in interest, and bonus points when shopping at participating retailers.
  • Redeem points for merchandise, gift cards, travel, and cash back statement credits.
  • Take advantage of Visa Signature Concierge, offering restaurant recommendations, reservations, and vacation-planning assistance.
  • Protect your account with Zero Liability Coverage.
  • Get Auto Rental Collision Damage Waivers and $250,000 in Travel Accident Insurance.
  • See additional Commerce Bank MilesSM details
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for 6 months
    Balance Transfers Intro APR
    0% for 6 months
    Regular APR
    10.74%-20.74% (Variable)
    Annual Fee
    $0 1st year, then $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Get a standard purchase APR as low as 11.74%
  • No annual fee
  • 0% introductory APR on balance transfers for 12 billing cycles
  • Get safety and security features such as lost and stolen card protection, travel accident insurance, fraud monitoring and more
  • See additional State Farm® Good Neighbor Visa® details
 APPLY NOW

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 billing cycles
    Regular APR
    11.74% - 18.74%
    Annual Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at KeyBank's
secure site

Credit Needed
Good Credit
  • No annual fee.
  • 0% introductory APR for six months on purchases and balance transfers
 APPLY NOW

at KeyBank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for First 6 monthly billing cycles following account opening
    Balance Transfers Intro APR
    0% for First 6 monthly billing cycles following account opening
    Regular APR
    12.49%-22.49% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
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