Low Interest Credit Cards

The following Low Interest Credit Cards from our partners feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

See offers from our partners below.

 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • Earn 2,500 Bonus Points after your first purchase and earn 2X points per dollar spent on gas and grocery purchases all the time.
  • No caps or limits on the amount you can earn.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • Redeem your points anytime on USAA's website or from your mobile device - with no redemption fee.
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
  • See additional USAA Rewards™ American Express® Card details
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    9.90%-25.90% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at Capital One's
secure site

Credit Needed
Good Credit
  • Earn 5,000 bonus points after your first purchase in the first 90 days
  • 10 points per $1 spent on all PlayStation® Store purchases
  • 3 points per $1 spent on PlayStation® and Sony purchases at Sony Store and store.sony.com
  • 3 points per $1 spent on quick service restaurants, movie theatres, & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music, & more
  • 0% intro APR on purchases until May 2016, 13.9% - 24.9% variable APR after that
  • No annual fee
  • See additional PlayStation® Card from Capital One® details
 APPLY NOW

at Capital One's
secure site

Credit Needed
Good Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    Until 05/2016
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    13.9% - 24.9% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • Earn rebates up to 1.25% on your everyday purchases. There's no limit to the amount you can earn.
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
  • See additional USAA Cash Rewards® Visa® details
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    9.90%-25.90% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • No annual fee: And avoid fine-print fees - no over-the-limit fees or penalty rates, so you keep more money in your pocket.
  • Variable rates starting at 6.9% on purchases, balance transfers and cash advances. It's the same low rate for all transactions.
  • Free Travel and Retail Benefits: Get benefits like Rental Car Collision Damage Coverage and Extended Warranty coverage on your purchases.
  • Making your busy life simpler: Our online and mobile tools help you manage your account anytime, anywhere.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
  • See additional USAA Rate Advantage Platinum Visa® details
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    6.90%-23.90% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • Earn up to 2.25% cash back on gas and grocery purchases and up to 1.25% cash back for all other purchases.
  • No caps or limits on the amount you can earn.
  • Your cash rebate is awarded every January for the purchases made the previous 12 months.
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the prime rate.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
  • See additional USAA Cash Rewards® American Express® Card details
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    9.90%-25.90% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at Citi's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • See additional Citi ThankYou® Preferred Card details
 APPLY NOW

at Citi's
secure site

--OR--

Call Citi at
877-266-0895


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%*
    Purchases
    Intro APR Period
    12 months*
    Balance Transfers
    Intro APR
    0%*
    Balance Transfers
    Intro APR Period
    12 months*
    Regular
    APR
    12.99% - 22.99%* (Variable)
    Annual
    Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Discover's
secure site

Credit Needed
Fair Credit
  • Double all the cash back you've earned at the end of your first year automatically—only for new cardmembers*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed.* 1% cash back on all your other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Free FICO® Credit Score on statements, online & by mobile app.* 100% U.S.-based service any time. Text alerts when payment is due & a free mobile app to stay on top of your account.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
  • See additional Discover it® chrome for Students details
 APPLY NOW

at Discover's
secure site

Credit Needed
Fair Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    6 months
    Balance Transfers
    Intro APR
    10.99%
    Balance Transfers
    Intro APR Period
    6 months
    Regular
    APR
    12.99% - 21.99% Variable*
    Annual
    Fee
    $0
    Credit Needed
    Fair Credit
 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • Free Travel and Retail Benefits: Get benefits like Visa® Auto Rental Collision Damage Waiver Insurance, Worldwide Automatic Travel Accident Insurance, and Warranty Manager Service.
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
  • See additional USAA Rewards™ Visa® details
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    9.90%-25.90% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at Simmons First National Bank's
secure site

Credit Needed
Excellent Credit
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
  • See additional Simmons Bank Visa® Platinum Rewards details
 APPLY NOW

at Simmons First National Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    None
    Balance Transfers
    Intro APR Period
    None
    Regular
    APR
    9.25% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Discover's
secure site

Credit Needed
Fair Credit
  • Double all the cash back you've earned at the end of your first year automatically—only for new cardmembers*
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Free FICO® Credit Score on statements, online & by mobile app.* 100% U.S.-based service any time. Text alerts when payment is due & a free mobile app to stay on top of your account.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
  • See additional Discover it® for Students details
 APPLY NOW

at Discover's
secure site

Credit Needed
Fair Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    6 months
    Balance Transfers
    Intro APR
    10.99%
    Balance Transfers
    Intro APR Period
    6 months
    Regular
    APR
    12.99%-21.99% Variable*
    Annual
    Fee
    $0
    Credit Needed
    Fair Credit
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