Low Interest Credit Cards

Finding a low rate credit card can be tricky. But our list of the latest low rate offers takes out the guesswork. Easily compare introductory rates, ongoing rates, annual fees and other terms on dozens of cards from our partners to find the one that'll save you the most on interest.

See offers from our partners below.

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 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
  • See additional The Amex EveryDay® Credit Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-217-0904


Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.24%-23.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Bank of America's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days — that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want — you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.24% - 23.24% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% or more. Click "Apply Now" to learn more about Preferred Rewards
  • See additional BankAmericard Travel Rewards® Credit Card details
 APPLY NOW

at Bank of America's
secure site

or call Bank of America at
877-915-7732


Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% Introductory APR for 12 billing cycles
    Balance Transfers Intro APR
    N/A
    Regular APR
    15.24% - 23.24% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% variable APR. 3% fee (min $10) applies to balance transfers.
  • See additional MLB® BankAmericard Cash Rewards™ MasterCard® Credit Card details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% Intro APR for 12 billing cycles
    Balance Transfers Intro APR
    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    Regular APR
    13.24% - 23.24% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Special offer for current U.S. Bank customers.
  • 5% cash back on your first $2,000 in combined net purchases each quarter on two categories you choose*.
  • 2% cash back on your choice of one everyday category (like gas or groceries)*.
  • 1% cash back on everything else*.
  • No limit on total cash back.
  • No annual fee*.
  • Subject to credit approval.
  • See additional U.S. Bank Cash+™ Visa Signature® Card details
 APPLY NOW

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0%* for 9 billing cycles*
    Regular APR
    13.24% - 24.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at TD Bank's
secure site

Credit Needed
Excellent Credit
  • Exclusive Offer — Limited Time Only
  • Earn $200 cash back when you spend $1,500 within the first 90 days of account opening*
  • 2% cash bonus on dining purchases from your local deli to fast food, coffee shops, casual restaurants and fine dining.
  • 1% on all other purchases — no categories or gimmicks — and earn points that never expire*
  • 0% introductory APR on balance transfers for 12 billing cycles and 13.24%-23.24% variable APR thereafter; based on creditworthiness.
  • There is a 4% balance transfer fee (minimum $10) for each transfer. Minimum balance transfer request amount is $250.1
  • Redeem your cash rewards for over 400 options — cash back, electronics, gift cards, travel rewards and more — starting at $25
  • No annual fee*
  • See additional TD Cash Visa® Credit Card details
 APPLY NOW

at TD Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.24%-23.24% (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Webster Bank's
secure site

Credit Needed
Excellent Credit
  • Earn 1 point for every net $1 you spend
  • Plus, get 25% more on all points earned every month, automatically*
  • No caps or limits on points earned
  • $25 cash back after your first purchase
  • Redemption starts at 2,500 points for $25 cash back or redeem 25,000 points for round-trip airfare for a ticket up to $325
  • Travel Assistance - To replace lost travel tickets, obtain medical and legal referrals
  • Extended Warranty Coverage - Double the manufacturer's warranty (up to one year)
  • Net purchases are purchases minus credits and returns
  • See additional Webster Bank Visa® Bonus Rewards Card details
 APPLY NOW

at Webster Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0%* for 6 billing cycles*
    Balance Transfers Intro APR
    0%* for 6 billing cycles*
    Regular APR
    12.24% - 23.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Discover's
secure site

Credit Needed
Excellent/Good
  • Choose your favorite team & show your pride! Plus get 10% off at Shop.NHL.com and NHL.TV™.*
  • You could turn $200 into $400 with Cashback Match™. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Freeze It℠ on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get 100% U.S. based customer service & FICO® Credit Scores for free on statements & online.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • See additional NHL® Discover it® card details
 APPLY NOW

at Discover's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.24% - 23.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Get 20,000 bonus points after you make at least $1,000 in purchases with your new card within 90 days of account opening
  • Earn 3 Amtrak Guest Rewards points for every $1 you spend with Amtrak®, including travel and onboard purchases
  • Earn 2 points per $1 spent on other qualifying travel purchases
  • Earn 1 point per $1 spent on all other purchases
  • Get a 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption travel
  • Earn 1,000 Tier Qualifying Points (TQPs) toward earning status each time your eligible spending reaches $5,000 in a calendar year, up to 4,000 TQPs per year
  • Enjoy a complimentary Companion Coupon, One-Class Upgrade and a single-day ClubAcela® pass for access to ClubAcela, Amtrak Metropolitan Lounge℠ or First class lounges upon account opening
  • Receive a complimentary Companion Coupon and One-Class Upgrade every year
  • See additional Amtrak Guest Rewards® World MasterCard® details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    13.24% - 23.24% Variable APR on purchases and balance transfers
    Annual Fee
    $79
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Earn 3X points = 3% cash back on qualifying AAA and travel purchases
  • Earn 2X points = 2% cash back on gas, grocery store, and drugstore purchases
  • Earn 1 point per $1 = 1% cash back on all other purchases
  • No annual fee
  • Receive a $50 statement credit when you make at least $250 in purchases within the first 90 days
  • Chip technology for enhanced security and protection at chip-enabled credit card terminals
  • Around-the-clock fraud protection
  • Up to $500,000 travel accident insurance
  • See additional AAA Member Rewards Visa® Credit Card details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% Introductory APR for 12 billing cycles for balance transfers made in the first 60 days
    Regular APR
    13.24% to 23.24% Variable APR on purchases and balance transfers.
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Special Offer - Get up to $350 back. Offer Ends 6/15/2016.
  • Get Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%); 3% U.S. gas stations & select U.S. dept. stores; 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Preferred® Card, you can get cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only get cash back on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
  • See additional Blue Cash Preferred® Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-915-6641


Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.24%-23.24% Variable
    Annual Fee
    $75
    Credit Needed
    Excellent Credit
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