Low Interest Credit Cards

The following Low Interest Credit Cards from our partners feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

See offers from our partners below.

 APPLY ONLINE

Credit Needed
Excellent Credit
  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
  • See complete Barclaycard® Ring MasterCard® details
 APPLY NOW

At Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    None
    Balance Transfers
    Intro APR Period
    None
    Regular
    APR
    8.00% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
  • See complete The Amex EveryDaySM Credit Card from American Express details
 APPLY NOW

At American Express's
secure site

--OR--

Call American Express at
877-217-0904


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    15 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months
    Regular
    APR
    12.99%-21.99% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
  • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 5% cash back in categories that change each quarter. Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.
  • J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014."+
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms, balance transfer terms and other info by clicking "Apply."
  • See complete Discover it® details
 APPLY NOW

At Discover's
secure site

--OR--

Call Discover at
877-419-9478


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    6 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    18 months
    Regular
    APR
    10.99% - 22.99% Variable*
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Earn a $50 cash back bonus after first purchase in the first 90 days of account opening
  • Earn up to 10% cash back on eligible purchases at participating online shopping and travel partners through Upromise.com
  • Earn 5% cash back on your total eligible restaurant bill from participating Upromise restaurants
  • Earn 2% cash back on eligible in-store department store and movie theater locations
  • Earn 1% cash back on all other purchases
  • See complete Upromise World MasterCard® details
 APPLY NOW

At Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months, made within the first 45 days of account opening
    Regular
    APR
    13.99%, 19.99% or 22.99%* Variable
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Chase Slate named "Best Credit Card for Balance Transfers" two years in a row by Money Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days.
  • 0% Introductory APR for 15 months on purchases and balance transfers.
  • $0 Annual Fee
  • New Free Monthly FICO® Score and Credit Dashboard
  • See complete Chase Slate® details
 APPLY NOW

At Chase's
secure site

--OR--

Call Chase at
877-915-5269


Credit Needed
Excellent/Good
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    15 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months
    Regular
    APR
    12.99%, 17.99%, 22.99% Variable
    Annual
    Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 1.5 points per $1 on every purchase, every time with no annual fee and no foreign transaction fees†
  • Online exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases
  • Book travel as you normally would and go online or call to redeem your points for a statement credit toward all or part of your travel purchases
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no blackout dates
  • No limit to the total number of points you can earn and points don't expire
  • Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
  • See complete BankAmericard Travel Rewards® Credit Card details
 APPLY NOW

At Bank of America's
secure site

--OR--

Call Bank of America at
877-915-7732


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%*
    Purchases
    Intro APR Period
    12 billing cycles*
    Balance Transfers
    Intro APR
    N/A*
    Balance Transfers
    Intro APR Period
    N/A*
    Regular
    APR
    14.99% - 22.99% Variable* on purchases & balance transfers
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Excellent/Good
  • Named a Best Card for Cash Back by MONEY® Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • 5% Cash Back on up to $1,500 in combined purchases between 4/1/15-6/30/15 at Restaurants, Bed Bath & Beyond®, H&M®, and Overstock.com®.
  • You'll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire as long as your account is open
  • See complete Chase Freedom® details
 APPLY NOW

At Chase's
secure site

Credit Needed
Excellent/Good
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    15 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months
    Regular
    APR
    13.99% - 22.99% Variable
    Annual
    Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

Credit Needed
Excellent
  • 0.00% introductory APR on purchases and balance transfers for 12 months. After that, your APR will be between 8.15% and 17.15%
  • No annual fee. See credit card disclosure for other fees that may apply.
  • Zero liability on unauthorized purchases
  • Warranty manager service and purchase security
  • Travel and emergency assistance services
  • Travel accident insurance
  • The BB&T Bright™ card makes it simple to save money while controlling debt. With a low Annual Percentage Rate, save money by paying less interest and paying down balances quickly.
  • See complete BB&T Bright™ Card details
 APPLY NOW

At BB&T 's
secure site

Credit Needed
Excellent
  • Purchases
    Intro APR
    0.00%
    Purchases
    Intro APR Period
    12 Months
    Balance Transfers
    Intro APR
    0.00%
    Balance Transfers
    Intro APR Period
    12 Months
    Regular
    APR
    8.15% - 17.15%
    Annual
    Fee
    $0
    Credit Needed
    Excellent
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Earn 1 point for every net $1 you spend
  • Plus, get 25% more on all points earned every month, automatically
  • No caps or limits on points earned
  • $25 cash back with your first purchase
  • Redemption starts at 2,500 points for $25 cash back or redeem 25,000 points for round-trip airfare up to $325
  • Travel Assistance - To replace lost travel tickets, obtain medical and legal referrals
  • Extended Warranty Coverage - Double the manufacturer's warranty (up to one year)
  • See complete Webster Bank Visa® Bonus Rewards Card details
 APPLY NOW

At Webster Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%*
    Purchases
    Intro APR Period
    6 billing cycles*
    Balance Transfers
    Intro APR
    0%*
    Balance Transfers
    Intro APR Period
    6 billing cycles*
    Regular
    APR
    11.99% - 22.99%* (Variable)
    Annual
    Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want—no blackout dates
  • Miles don't expire and there's no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker — see your monthly credit score anytime and get automatic alerts
  • See complete Capital One® Venture® Rewards Credit Card details
 APPLY NOW

At Capital One's
secure site

--OR--

Call Capital One at
888-779-3955


Credit Needed
Excellent/Good
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    12.9% - 22.9% (Variable)
    Annual
    Fee
    $0 intro for first year; $59 after that
    Credit Needed
    Excellent/Good
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