Low Interest Credit Cards

The following Low Interest Credit Cards from our partners feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

See offers from our partners below.

 APPLY ONLINE

Credit Needed
Excellent Credit
  • No Balance Transfer Fees - start saving immediately!
  • A low variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
  • See complete Barclaycard® Ring MasterCard® details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    8.00% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Earn 1 point for every net $1 you spend
  • Plus, get 25% more on all points earned every month, automatically*
  • No caps or limits on points earned
  • $25 cash back after your first purchase
  • Redemption starts at 2,500 points for $25 cash back or redeem 25,000 points for round-trip airfare for a ticket up to $325
  • Travel Assistance - To replace lost travel tickets, obtain medical and legal referrals
  • Extended Warranty Coverage - Double the manufacturer's warranty (up to one year)
  • See complete Webster Bank Visa® Bonus Rewards Card details
 APPLY NOW

at Webster Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%*
    Purchases
    Intro APR Period
    6 billing cycles*
    Balance Transfers
    Intro APR
    0%*
    Balance Transfers
    Intro APR Period
    6 billing cycles*
    Regular
    APR
    11.99% - 22.99%* (Variable)
    Annual
    Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Double all the cash back you've earned at the end of your first year automatically—only for new cardmembers*
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • 0% intro APR on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
  • See complete Discover it® details
 APPLY NOW

at Discover's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    12 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 months
    Regular
    APR
    10.99% - 22.99% Variable*
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Earn up to 10% cash back on eligible purchases at participating online shopping and travel partners through Upromise.com
  • Earn a $50 cash back bonus after first purchase in the first 90 days of account opening
  • Earn 5% cash back on your total eligible restaurant bill from participating Upromise restaurants
  • Earn 2% cash back on eligible in-store department store and movie theater locations
  • Earn 1% cash back on all other purchases
  • See complete Upromise World MasterCard® details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months, made within the first 45 days of account opening
    Regular
    APR
    13.99%, 19.99% or 22.99%* Variable
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and get 20% extra points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
  • See complete The Amex EveryDay® Credit Card from American Express details
 APPLY NOW

at American Express's
secure site

--OR--

Call American Express at
877-217-0904


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    15 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months
    Regular
    APR
    12.99%-21.99% Variable
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
  • Double all the cash back you've earned at the end of your first year automatically—only for new cardmembers*
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
  • See complete Discover it® details
 APPLY NOW

at Discover's
secure site

--OR--

Call Discover at
877-419-9478


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    6 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    18 months
    Regular
    APR
    10.99% - 22.99% Variable*
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • See complete BankAmericard Cash Rewards™ Credit Card details
 APPLY NOW

at Bank of America's
secure site

--OR--

Call Bank of America at
877-831-6028


Credit Needed
Excellent/Good
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    12 billing cycles
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 billing cycles for qualifying balance transfers
    Regular
    APR
    12.99% - 22.99% Variable on purchases & balance transfers
    Annual
    Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

Credit Needed
Fair to Excellent
  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for a $100 cash back statement credit
  • 0% promotional APR for 6 months on ALL ticket purchases from a team ticket office. After that, a variable APR currently 14.99%, 19.99% or 24.99%, based on your credit worthiness
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for VIP NFL experiences, game tickets or 1% cash back statement credits beginning at 2,500 points for a $25 statement credit
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR, currently 14.99%, 19.99% or 24.99%, based on your creditworthiness
  • See complete NFL Extra Points Credit Card details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Fair to Excellent
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months (must be completed within first forty-five days of account opening)
    Regular
    APR
    14.99%, 19.99% or 24.99%* Variable
    Annual
    Fee
    $0
    Credit Needed
    Fair to Excellent
 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
  • See complete Blue Cash Preferred® Card from American Express details
 APPLY NOW

at American Express's
secure site

--OR--

Call American Express at
877-915-6641


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    15 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months
    Regular
    APR
    12.99% - 21.99% Variable
    Annual
    Fee
    $75
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Excellent/Good
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • See complete MLB® BankAmericard Cash Rewards™ MasterCard® Credit Card details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    12 billing cycles
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 billing cycles for qualifying balance transfers
    Regular
    APR
    12.99% - 22.99% Variable on purchases & balance transfers
    Annual
    Fee
    $0
    Credit Needed
    Excellent/Good
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