Low Interest Credit Cards

The following Low Interest Credit Cards from our partners feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

See offers from our partners below.

 APPLY ONLINE

at Discover's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • New! Double all the cash back you've earned at the end of your first year automatically—only for new cardmembers*
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • 0% intro APR on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.* Plus get 100% U.S.-based service.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, FICO® Credit Score terms & other info by clicking "Apply."
  • See additional Discover it® details
 APPLY NOW

at Discover's
secure site

--OR--

Call Discover at
877-360-3730


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    12 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 months
    Regular
    APR
    10.99% - 22.99% Variable*
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
  • See additional Blue Cash Everyday® Card from American Express details
 APPLY NOW

at American Express's
secure site

--OR--

Call American Express at
877-915-6432


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    15 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months
    Regular
    APR
    12.99% - 21.99% Variable
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Zions Bank's
secure site

Credit Needed
Excellent Credit
  • Receive 0% intro APR for 6 months on all new purchases; 9.24%-12.24% variable APR after that
  • And 0% intro APR on balance transfers for 12 months; 9.24%-12.24% variable APR after that
  • Zions AmaZing Deals® gives you instant savings or cash back on purchases at more than 1,500 participating merchants
  • No annual fee
  • Free Mobile Fraud Alert Service
  • Free Purchase Alerts let you easily monitor your account activity
  • Customize your card with your own image or photo
  • See additional Zions Bank® AmaZing Rate® Credit Card details
 APPLY NOW

at Zions Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    6 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 months
    Regular
    APR
    9.24-12.24% Variable APR*
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Webster Bank's
secure site

Credit Needed
Excellent Credit
  • Earn 1 point for every net $1 you spend
  • Plus, get 25% more on all points earned every month, automatically*
  • No caps or limits on points earned
  • $25 cash back after your first purchase
  • Redemption starts at 2,500 points for $25 cash back or redeem 25,000 points for round-trip airfare for a ticket up to $325
  • Travel Assistance - To replace lost travel tickets, obtain medical and legal referrals
  • Extended Warranty Coverage - Double the manufacturer's warranty (up to one year)
  • Net purchases are purchases minus credits and returns
  • See additional Webster Bank Visa® Bonus Rewards Card details
 APPLY NOW

at Webster Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%*
    Purchases
    Intro APR Period
    6 billing cycles*
    Balance Transfers
    Intro APR
    0%*
    Balance Transfers
    Intro APR Period
    6 billing cycles*
    Regular
    APR
    11.99% - 22.99%* (Variable)
    Annual
    Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at BB&T 's
secure site

Credit Needed
Excellent
  • The BB&T Bright® card makes it simple to save money while controlling debt. With a low Annual Percentage Rate (APR), save money by paying less interest and paying down balances quickly.
  • 0.00% introductory Annual Percentage Rate (APR) on purchases and balance transfers for 12 months. After that, your APR will be between 8.15% and 17.15%.
  • No annual fee. See credit card disclosure for other fees that may apply.
  • Zero liability on unauthorized purchases
  • Warranty manager service and purchase security
  • Travel and emergency assistance services
  • Travel accident insurance
  • See additional BB&T Bright® Card details
 APPLY NOW

at BB&T 's
secure site

Credit Needed
Excellent
  • Purchases
    Intro APR
    0.00%
    Purchases
    Intro APR Period
    12 Months
    Balance Transfers
    Intro APR
    0.00%
    Balance Transfers
    Intro APR Period
    12 Months
    Regular
    APR
    8.15% - 17.15%
    Annual
    Fee
    $0
    Credit Needed
    Excellent
 APPLY ONLINE

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-20.99%*
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • Zero fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help keep your account safe
  • Chip technology for enhanced card security
  • Online banking and mobile apps* for your smartphone or tablet provide complete, 24/7 access to your account
  • See additional U.S. Bank Visa® Platinum Card details
 APPLY NOW

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%*
    Purchases
    Intro APR Period
    15 billing cycles*
    Balance Transfers
    Intro APR
    0%*
    Balance Transfers
    Intro APR Period
    15 billing cycles*
    Regular
    APR
    9.99% - 20.99%* (Variable)
    Annual
    Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at NASA Federal Credit Union's
secure site

Credit Needed
Excellent/Good
  • Enjoy rewards like free travel and brand name merchandise
  • Transfer balances and lock-in a low 7.9% APR* for life.
 APPLY NOW

at NASA Federal Credit Union's
secure site

Credit Needed
Excellent/Good
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    7.900%
    Balance Transfers
    Intro APR Period
    For life of balance transfers made within 90-days of account opening for qualified applicants
    Regular
    APR
    9.9% - 17.99% Variable on purchases and balance transfers
    Annual
    Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Barclaycard's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
  • Earn 2X miles on travel & dining and 1X miles on all other purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem for travel statement credits
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 15.99%, 19.99% or 23.99%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers
  • See additional Barclaycard Arrival™ World MasterCard® details
 APPLY NOW

at Barclaycard's
secure site

--OR--

Call Barclaycard at
866-319-9225


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 months (must be completed within first forty-five days of account opening)
    Regular
    APR
    15.99%, 19.99% or 23.99%* Variable
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Barclaycard's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem for travel statement credits
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR will apply, currently 15.99% or 19.99%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers
  • See additional Barclaycard Arrival Plus™ World Elite MasterCard® details
 APPLY NOW

at Barclaycard's
secure site

--OR--

Call Barclaycard at
866-233-1820


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 months (must be completed within first forty-five days of account opening)
    Regular
    APR
    15.99% or 19.99%* Variable
    Annual
    Fee
    $89 - Waived first year
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Bank of America's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • See additional BankAmericard Cash Rewards™ Credit Card details
 APPLY NOW

at Bank of America's
secure site

--OR--

Call Bank of America at
877-831-6028


Credit Needed
Excellent/Good
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    12 billing cycles
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 billing cycles for qualifying balance transfers
    Regular
    APR
    12.99% - 22.99% Variable on purchases & balance transfers
    Annual
    Fee
    $0
    Credit Needed
    Excellent/Good
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