Instant Approval Credit Cards

Receive an instant response to your credit card or prepaid card application within 60 seconds. Although issuers strive to provide an approval whenever possible, more time may be needed in certain circumstances to determine if your application is approved, denied, or additional verification is needed.

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 APPLY ONLINE

at CreditCards.com's
secure site

Credit Needed
Find out your credit score today!
  • Get your free credit report and score.
  • Enroll in free credit monitoring. We'll let you know if something changes on your credit report.
  • Stay on top of your credit activity with free monthly updates to your report and score.
  • Find out which cards are right for you based on your credit.
  • Stay tuned for the latest card offers from our partners.
  • See additional Free Credit Report and Score details
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at CreditCards.com's
secure site

Credit Needed
Find out your credit score today!
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    Free
    Credit Needed
    Find out your credit score today!
 APPLY ONLINE

at Emporium.com's
secure site

Credit Needed
No Credit Needed
  • Up to $5,000 Spending Limit in Less than 60 Seconds! Shop from over 100,000 brand name products such as Apple, Samsung, Sony, Gucci, Prada and much more with low easy payments.
  • Less than Perfect Credit Accepted. Approval is quick and easy. Must be 18 years or older, have a valid checking account and a verifiable source of income.
 APPLY NOW

at Emporium.com's
secure site

Credit Needed
No Credit Needed
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    No Credit Needed
 APPLY ONLINE

at Fingerhut's
secure site

Credit Needed
Fair/Bad Credit
  • Shop over 630,000 items from great brands like Samsung, KitchenAid and Dewalt
  • Take advantage of low monthly payments1 with a WebBank/Fingerhut Credit Account
  • Fast, easy online application process and a quick decision
  • Get $50 off of your first order of $200 or more on your new WebBank/Fingerhut Credit Account with promo code NC787
  • 1If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
  • See additional Fingerhut Credit Account details
 APPLY NOW

at Fingerhut's
secure site

Credit Needed
Fair/Bad Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    See Issuer Website
    Annual Fee
    $0
    Credit Needed
    Fair/Bad Credit
 APPLY ONLINE

at Horizon Gold's
secure site

Credit Needed
Bad Credit
  • Reports to major credit bureau
  • Fast online approval
  • Unsecured credit limit
  • No credit check
  • No employment check
  • $500 initial credit line
  • 0% APR
  • See additional Horizon Gold Card details
 APPLY NOW

at Horizon Gold's
secure site

Credit Needed
Bad Credit
  • Purchases Intro APR
    0.00% for N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    0.00%
    Annual Fee
    $24.95 benefits plan membership will be auto-debited monthly
    Credit Needed
    Bad Credit
 APPLY ONLINE

at Capital Bank's
secure site

Credit Needed
No Credit Check
  • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes
  • Extra credit when you need it, increase your credit line up to $5000 at any time*
  • Access to online financial education.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card. Click the Apply Now button to get to the application page.
  • See additional OpenSky® Secured Visa® Credit Card details
 APPLY NOW

at Capital Bank's
secure site

Credit Needed
No Credit Check
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    17.64% (Variable)
    Annual Fee
    $35
    Credit Needed
    No Credit Check
 APPLY ONLINE

at primor's
secure site

Credit Needed
Limited/No Credit
  • Low fixed 9.99% interest rate on purchases! Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more!*
  • Credit lines available from $200 to $5,000! You decide where you want to start and open your Personal Savings Deposit Account to secure your line
  • Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit bureaus
  • Fast, easy application process
  • No processing or application fees!
  • *See application for additional details
  • See additional primor® Secured Visa Gold Card details
 APPLY NOW

at primor's
secure site

Credit Needed
Limited/No Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    9.99%
    Annual Fee
    $49
    Credit Needed
    Limited/No Credit
 APPLY ONLINE

at RushCard's
secure site

Credit Needed
No Credit Needed
  • Enroll in Direct Deposit and get your pay up to two days early.2 Certain restrictions apply. See card site for details.
  • Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
  • Transfer money to another RushCard member for just $0.99 per transaction.
  • Approval upon successful ID verification.1 No credit check9 or minimum balance required.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.7 See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
  • See additional 24k Prepaid Visa® RushCard details
 APPLY NOW

at RushCard's
secure site

Credit Needed
No Credit Needed
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    Variable Monthly Fees
    Credit Needed
    No Credit Needed
 APPLY ONLINE

at OneUnited's
secure site

Credit Needed
Bad Credit
  • Apply online in less than 5 minutes, and you could be approved today!
  • No Minimum Credit Score required; low interest rate of 17.99%
  • Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
  • No application fee or penalty rate
  • Build your credit with monthly reporting to all 3 major credit bureaus
  • 24/7 online access to your account
  • *See the Cardholder Agreement for more details.
  • See additional UNITY® Visa Secured Credit Card details
 APPLY NOW

at OneUnited's
secure site

Credit Needed
Bad Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    9.95% for 6 months
    Regular APR
    17.99% (Fixed)
    Annual Fee
    $39
    Credit Needed
    Bad Credit
 APPLY ONLINE

at Ace Cash Express's
secure site

Credit Needed
No Credit Check
  • Need your money now? Get paid up to 2 days earlier with Direct Deposit.2
  • With qualifying Direct Deposit, make no-fee cash withdrawals up to $300 a day at ACE locations.6
  • Manage your money on the move - ACE Elite mobile app available on Google Play and Apple App Store.5
  • Transfer funds to other ACE Elite Cardholders for no fee.10
  • Earn up to 5.00% annual percentage yield on balances up to $1,000.00 with our optional savings account.9
  • Get Payback RewardsSM for using your card on some of your everyday purchases.8
  • Enjoy ACE Cash Express customer service at over 1,000 locations nationwide.
  • See additional CityScape ACE Elite™ Visa® Prepaid Debit Card details
 APPLY NOW

at Ace Cash Express's
secure site

Credit Needed
No Credit Check
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    Variable Monthly Fees
    Credit Needed
    No Credit Check
 APPLY ONLINE

at Ace Cash Express's
secure site

Credit Needed
No Credit Check
  • Need your money now? Get paid up to 2 days earlier with Direct Deposit.3
  • Helping Women Now - official sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases made with the Pink ACE Elite Card have contributed over $3 million towards NBCF's early detection and support services.2
  • Manage your money on the move - ACE Elite mobile app available on Google Play and Apple App Store.4
  • Transfer funds to other ACE Elite Prepaid Cardholders for no fee.5
  • Earn up to 5.00% annual percentage yield on balances up to $1,000.00 with our optional savings account.7
  • Get Payback RewardsSM for using your card on some of your everyday purchases.6
  • Enjoy ACE Cash Express customer service at over 1,000 locations nationwide.
  • See additional Pink ACE Elite™ Visa® Prepaid Card details
 APPLY NOW

at Ace Cash Express's
secure site

Credit Needed
No Credit Check
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    Variable Monthly Fees
    Credit Needed
    No Credit Check
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