Good Credit

The following Credit Cards are for People with Good Credit. Compare offers side by side and apply online for the card that is right for you. Apply for the Good Credit credit card of your choice by completing a secure online application.

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 APPLY ONLINE

at Bank of America's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • See additional Bank of America® Cash Rewards Credit Card details
 APPLY NOW

at Bank of America's
secure site

or call Bank of America at
877-831-6028


Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% Introductory APR on purchases for 12 billing cycles
    Balance Transfers Intro APR
    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    Regular APR
    13.99% - 23.99% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • $150 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.99% - 23.99% variable APR. 3% fee (min $10) applies to balance transfers
  • See additional MLB™ BankAmericard Cash Rewards™ Mastercard® details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% Introductory APR on purchases for 12 billing cycles
    Balance Transfers Intro APR
    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    Regular APR
    13.99% - 23.99% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • New! Up to $200 Uber Savings Annually.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. Terms Apply.
  • $200 Airline Fee Credit, up to $200 a year in baggage fees and more at one airline. Terms Apply.
  • Terms Apply.
  • See additional The Platinum Card® from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
888-851-4804


Credit Needed
Excellent/Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    $550
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Chase's
secure site

Credit Needed
Excellent Credit
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
  • 3,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No blackout dates or seat restrictions
  • Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more
  • See additional Southwest Rapid Rewards® Plus Credit Card details
 APPLY NOW

at Chase's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    16.99% - 23.99% Variable
    Annual Fee
    $69
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Chase's
secure site

Credit Needed
Excellent Credit
  • 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
  • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
  • No foreign transaction fees
  • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
  • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn
  • $95 annual fee
  • See additional United MileagePlus® Explorer Card details
 APPLY NOW

at Chase's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    16.99% - 23.99% Variable
    Annual Fee
    $95
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at PNC Bank's
secure site

Credit Needed
Excellent, Good
  • With the PNC Cash Rewards credit card, earn more cash back at the places you shop the most.
  • 4% Cash Back on gas station purchases (in-store and at the pump)
  • 3% Cash Back on dining purchases at restaurants, including fast food.
  • 2% cash back on grocery store purchases.
  • 1% cash back on all other purchases.
  • You'll earn 4%, 3% or 2% cash back for the first $8,000 in combined purchases in these categories every year. After that, you'll earn 1% cash back in these categories.
  • An introductory 0% APR on balance transfers for the first 15 billing cycles following account opening. Then a variable APR, currently 13.99% to 23.99%, based on creditworthiness
  • See additional PNC Cash Rewards℠ Visa® Credit Card details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Excellent, Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for the first 12 billing cycles on balance transfers made within 90 days of account opening.*
    Regular APR
    13.99% to 23.99%, based on creditworthiness.*
    Annual Fee
    $0*
    Credit Needed
    Excellent, Good
 APPLY ONLINE

at American Express's
secure site

Credit Needed
Excellent/Good
  • Earn 75,000 Hilton Honors™ Bonus Points after you spend $3,000 in purchases on the Card within your first 3 months of Card Membership.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
  • As a Hilton Honors™ Surpass® Card Member you'll receive Hilton Honors Gold status.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • Terms Apply.
  • See additional Hilton Honors™ Surpass® Card from American Express details
 APPLY NOW

at American Express's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    16.24%-20.24% Variable
    Annual Fee
    $75
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at PNC Bank's
secure site

Credit Needed
Excellent Credit
  • Intro 0% APR on purchases for the first 15 billing cycles following account opening. Then a variable APR, currently 10.99% to 20.99%, based on creditworthiness
  • An introductory 0% APR on balance transfers for the first 15 billing cycles following account opening. Then a variable APR, currently 10.99% to 20.99%, based on creditworthiness
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for the first 15 billing cycles following account opening.*
    Balance Transfers Intro APR
    0% for the first 15 billing cycles on balance transfers made within 90 days of account opening.*
    Regular APR
    10.99% to 20.99%, based on creditworthiness.*
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Citi's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • The only card with No Late Fees, No Penalty Rate, and No Annual Fee... ever.
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day - just say "representative"
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
  • See additional Citi Simplicity® Card details
 APPLY NOW

at Citi's
secure site

or call Citi at
877-328-9712


Credit Needed
Excellent/Good
  • Purchases Intro APR
    0%* for 21 months*
    Balance Transfers Intro APR
    0%* for 21 months*
    Regular APR
    14.49% - 24.49% (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at PNC Bank's
secure site

Credit Needed
Excellent, Good
  • Get 30,000 bonus miles when you make $3,000 in purchases in the first 3 billing cycles following account opening - a $300 value when you redeem miles for travel rewards
  • Earn 2 miles for every $1 spent on purchases
  • Intro 0% APR on Balance Transfers for the first 12 billing cycles following accounts opening. Then, a variable APR, currently 16.99%.
  • There is a fee of 3% of the amount of each balance transfer
  • No foreign transaction fees on purchases made abroad
  • Introductory $0 annual fee for the first year, then $85
  • See additional PNC Premier Traveler® Visa® Signature Credit Card details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Excellent, Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 billing cycles on balance transfers made within 90 days of account opening*
    Regular APR
    16.99% *
    Annual Fee
    Introductory $0 annual fee for the first year, then $85**
    Credit Needed
    Excellent, Good
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