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Friday, November 20th 2009
Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.
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VantageScore

A credit score product launched in March 2006 by the three major credit bureaus (Equifax, Experian and TransUnion) as a competitor product to Fair Isaac's FICO Score. Like FICO, VantageScore is a three digit numeric value that assesses a borrower's credit risk. VantageScores range from 501 to 990, with a higher score representing a lower risk to the creditor.

Related Terms:algorithm, balance-to-limit ratio, chapter 11 bankruptcy, chapter 7 bankruptcy, consumer credit file, credit bureau, credit bureau risk score, credit freeze, credit inquiry, credit limit, credit line, credit monitoring service, credit obligation, credit rating, credit report, credit reporting agency (cra), credit score, credit utilization ratio, debt-to-income ratio, debt-to-limit ratio, fair credit reporting act, fico score, hard inquiry, hard pull, inquiry, late payment fee, opt out, qualifying ratio, thin file, unsecured credit cards, utilization ratio, wall street journal prime rate, z score, z score
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