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Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Unsecured debt
Loans not backed by collateral. Unsecured debt includes credit card debt, medical bills, utility bills and any other type of credit that was extended without collateral. When a loan is backed by collateral, such as a house or car, it's known as secured debt. Unsecured debt can be wiped out by bankruptcy.