Credit Card Glossary: Terms and Definitions
		Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

State bank

When banks form, they can choose to be incorporated as state-chartered or as a national bank. A state bank is chartered and regulated by a state's banking regulator and the Federal Deposit Insurance Corporation (FDIC). State banks, like nationally chartered banks, may issue credit cards.