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Saturday, November 21st 2009
Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.
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Setup fee

A credit card setup fee is a one-time fee charged by a credit card company when a new credit card account is opened. Credit cards for people with bad credit are generally the only type that have a setup fee.

Related Terms:annual percentage rate (apr), application fee, balance-to-limit ratio, chapter 11 bankruptcy, chapter 13 bankruptcy, chapter 7 bankruptcy, charge-off rate, co-signer, collection, cramdown, debt management plan (dmp), default, delinquent account, forbearance, late payment fee, penalty rate, piggybacking, roll rate, secured credit cards, utilization ratio, zombie debt
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