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Wednesday, April 16th 2014

Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Payday loan
Payday loans are small loans taken out by borrowers as advances against their next paychecks. When figured on an annualized basis, their interest rates are extremely high. These high rates -- and the fact that many people "roll over" the loans again and again, racking up huge costs -- have made payday loans controversial. Many states have banned them or severely restricted them.

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