Credit Card Glossary: Terms and Definitions
		Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

Negative option deals

Negative option deals are free trial offers that launch a series of automatic credit card charges if consumers forget to cancel. For example, signing up for a "free" credit report ends up leading to other charges, such as a monthly fee for credit monitoring after the free trial has expired. While negative option marketing isn't illegal, consumers argue that it is misleading.