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Thursday, May 24th 2012
Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.
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Negative information
Negative information, in a credit sense, is information contained in a credit report that makes it less likely a lender will loan money. The length of time that negative information can stay in a credit report is set by the Fair Credit Reporting Act. Most negative but accurate information can stay for seven years. Some bankruptcy information will stay as long as 10. The act also gives consumers the right to challenge and remove inaccurate information from a credit report.
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