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Sunday, November 8th 2009
Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.
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Issuer

A credit card issuer is any financial institution that issues, or causes to be issued, credit cards. Consumers often think that their credit cards are issued by MasterCard or Visa; they're not. Those companies are credit card transaction processors, not card issuers.

Related Terms:annual fee, application, balance-to-limit ratio, basis point, credit card, credit card number, debt, double-cycle billing, float, foreign transaction fee, grace period, index, introductory period, introductory rate (or intro apr), joint account, joint credit, line of credit, magnetic stripe, minimum finance charge, minimum payment, monthly periodic rate, new balance, payment due date, penalty rate, pin (personal identification number), utilization ratio
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