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Saturday, November 7th 2009
Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.
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Introductory rate (or intro APR)

Introductory annual percentage rate (APR) is a low rate offered by a credit card company as an incentive to apply for the card. The APR will usually go up after the introductory period is over. The introductory rate is also known as the teaser rate.

Related Terms:annual fee, annual percentage rate (apr), application, balance-to-limit ratio, basis point, credit card, credit card number, debt, debt consolidation, double-cycle billing, float, floor, foreign transaction fee, go-to rate, grace period, index, introductory period, issuer, joint account, joint credit, line of credit, magnetic stripe, minimum finance charge, minimum payment, monthly periodic rate, new balance, payment due date, penalty rate, pin (personal identification number), rate tart, teaser rate, unsecured credit cards, utilization ratio
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