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Saturday, November 21st 2009
Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.
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Introductory period

In credit cards, the introductory period is the length of time during which the introductory annual percentage rate is in effect. The APR will usually go up after the end of the introductory period.

Related Terms:annual fee, application, balance-to-limit ratio, basis point, credit card, credit card number, debt, double-cycle billing, float, foreign transaction fee, grace period, index, introductory rate (or intro apr), issuer, joint account, joint credit, line of credit, magnetic stripe, minimum finance charge, minimum payment, monthly periodic rate, new balance, payment due date, penalty rate, pin (personal identification number), utilization ratio
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