Finance charge - Credit Card Terms and Glossary

Credit Card News and Advice

Merchant Accounts

		Credit Card Glossary: Terms and Definitions
		Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Finance charge

A finance charge is the total cost of borrowing, including interest and fees, expressed in a dollar amount.

Related Terms:1099, 1099-c, account number, acquiring financial institution, additional cardholder, adjusted balance, annual percentage rate (apr), apr, arbitrage, arbitration, authorized user, automatic payment, available credit, average daily balance, balance-to-limit ratio, bank, bank card, bank holding company, bankruptcy, billing cycle, billing statement, card member agreement, carders, carding, carding forums, cash advance fee, cashing, chapter 11 bankruptcy, chapter 13 bankruptcy, cob fraud, community property, credit card accountability, responsibility and disclosure act of 2009, credit card act of 2009, credit history, credit union, dd (regulation dd), debtor, deleveraging, direct mail, double-cycle billing, drop, dump, equal credit opportunity act (ecoa), equitable division, expired card, fair credit billing act, fair credit reporting act, federal deposit insurance corporation, federal funds rate, federal reserve board, foreign transaction fee, fraud alert, fraudulent transaction, fraudulent user, fulls, hold, inactive account, interest rate cap, joint credit, man in the middle fraud, mandatory binding arbitration, margin, mcc (merchant category codes), medical identity theft, merchant category code (mcc), mutual savings bank, national bank, new balance, nondischargeable debt, over-limit, overdraft protection, pay to pay, phishing, pin cashing, prime rate (or prime interest rate), purchase rate, receipt, regulation dd, regulation x, revolving line of credit, savings and loan association, savings bank, schumer box, service charge, signature strip, skimming, terms and conditions, thrift, time-barred debt, total finance charge, tranche, truncation, truth in lending act, truth in lending act, truth in savings act, two-cycle billing, universal default, utilization ratio, wage garnishment, x (regulation x), z (regulation), zero balance

USA (English) | USA (Español) | UK | Australia | Canada