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Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Federal Trade Commission
The Federal Trade Commission, or FTC, is the federal agency responsible for stopping business practices that are either anticompetitive, or deceptive or unfair to consumers. Its chief strategic goals are to protect consumers and to prevent mergers that would stifle business competition.