Credit Card Glossary: Terms and Definitions
		Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

Debit

A debit, in accounting terms, is a charge to an account. To consumers, a debit is a charge to a customer's bank card account. Cards tied to a checking or savings account are often called debit cards because consumers use them to take money from those accounts, creating debits. Debit transactions can be made by writing a check, using an automated teller machine (ATM) withdrawal or taking money back from a merchant at the point of sale (POS).