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Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Credit rating
A credit rating is a measure of the creditworthiness of a borrower. In credit cards and other borrowing, credit ratings are calculated by the credit bureaus, based on past payment behavior, income, employment and other factors that serve as a general predictor of ability and propensity to repay debts.