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Wednesday, April 23rd 2014

Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Credit CARD Act of 2009
Signed into law on May 22, 2009, the federal act limits when credit card interest rates can be increased on existing balances, requires 45 days' advance notice of significant changes in credit card terms and gives consumers at least 21 days to pay their monthly bills. The bulk of the provisions took effect Feb. 22, 2010. It is also known as the Credit Card Accountability, Responsibility and Disclosure Act of 2009.

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