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Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Collection-proof
A person is considered collection-proof if he or she has so few assets that creditors have little hope of collecting anything. While a creditor has the right to sue and seek a judgment against any debtor, in reality, most will not bother to pursue the case if the debtor is collection-proof. Also known as judgment-proof.