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Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Chapter 13 bankruptcy
Under Chapter 13 bankruptcy, an individual debtor repays debts under a three- to five-year plan that is supervised by the bankruptcy court. Its requirement to repay debts distinguishes it from Chapter 7 bankruptcies, under which most debts are erased. Chapter 13 bankruptcy was encouraged by the 2005 revision to bankruptcy law, which sought to force more debtors to repay debts.