Credit Cards   Visa credit cardsMasterCard credit cardsAmerican Express credit cardsDiscover credit cards

Friday, November 20th 2009
Credit Card Glossary

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.
#  A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z

Chapter 13 bankruptcy

Under Chapter 13 bankruptcy, a creditor repays debts under a three- to five-year plan that is supervised by the bankruptcy court. Chapter 13 bankruptcy was encouraged by the 2005 revision to bankruptcy law, which sought to force more debtors to repay debts.

Related Terms:1099, 1099-c, adjusted balance, annual percentage rate (apr), application fee, apr, arbitration, average daily balance, balance-to-limit ratio, bank holding company, bankruptcy, billing statement, card member agreement, carders, carding, carding forums, cashing, chapter 11 bankruptcy, chapter 7 bankruptcy, charge-off rate, co-signer, cob fraud, collection, community property, cramdown, credit card accountability, responsibility and disclosure act of 2009, credit card act of 2009, credit history, credit union, dd (regulation dd), debt management plan (dmp), default, delinquent account, direct mail, double-cycle billing, drop, dump, equal credit opportunity act (ecoa), equitable division, fair credit billing act, fair credit reporting act, federal deposit insurance corporation, federal funds rate, federal reserve board, finance charge, forbearance, fraud alert, fraudulent transaction, fraudulent user, fulls, interest rate cap, joint credit, late payment fee, man in the middle fraud, mandatory binding arbitration, medical identity theft, mutual savings bank, national bank, nondischargeable debt, penalty rate, phishing, piggybacking, pin cashing, prime rate (or prime interest rate), receipt, regulation dd, regulation x, roll rate, savings and loan association, savings bank, schumer box, secured credit cards, setup fee, signature strip, skimming, thrift, time-barred debt, tranche, truncation, truth in lending act, truth in lending act, truth in savings act, two-cycle billing, universal default, utilization ratio, wage garnishment, x (regulation x), z (regulation), zombie debt
USA (English)   |   USA (Español)   |   UK   |   Australia   |   Canada