Credit Card Glossary: Terms and Definitions

Related Terms:1099, 1099-c, account number, acquiring financial institution, additional cardholder, adjusted balance, american express, annual fee, application fee, apr, arbitrage, arbitration, authorized user, automatic payment, available credit, average daily balance, balance-to-limit ratio, bank, bank card, bank holding company, bank identification number (bin), bankruptcy, batching, billing cycle, billing statement, business card (business credit card), card member agreement, carders, carding, carding forums, cash advance fee, cash back, cashing, chapter 11 bankruptcy, chapter 13 bankruptcy, chapter 7 bankruptcy, charge-off rate, clearing, co-branded card, co-signer, cob fraud, collection, commercial cards, community property, concierge service, corporate card, cramdown, credit card accountability, responsibility and disclosure act of 2009, credit card act of 2009, credit history, credit union, dd (regulation dd), debt consolidation, debt management plan (dmp), debtor, default, deleveraging, delinquent account, direct mail, double-cycle billing, drop, dump, equal credit opportunity act (ecoa), equitable division, expired card, fair credit billing act, fair credit reporting act, federal deposit insurance corporation, federal funds rate, federal reserve board, finance charge, fleet cards, floor, forbearance, foreign transaction fee, fraud alert, fraudulent transaction, fraudulent user, fulls, funding, go-to rate, hold, inactive account, interest rate cap, introductory rate (or intro apr), joint credit, late payment fee, loyalty programs, man in the middle fraud, mandatory binding arbitration, margin, mcc (merchant category codes), medical identity theft, merchant category code (mcc), mutual savings bank, national bank, new balance, nondischargeable debt, over-limit, overdraft protection, pay to pay, penalty rate, phishing, piggybacking, pin cashing, prime rate (or prime interest rate), private label, purchase rate, rate tart, receipt, regulation dd, regulation x, revolving line of credit, roll rate, savings and loan association, savings bank, schumer box, secured credit cards, service charge, setup fee, signature strip, skimming, teaser rate, terms and conditions, thrift, tiered rewards, time-barred debt, total finance charge, tranche, truncation, truth in lending act, truth in lending act, truth in savings act, two-cycle billing, universal default, unsecured credit cards, utilization ratio, wage garnishment, x (regulation x), z (regulation), z score, zero balance, zombie debt