Fair Credit

The following Credit Cards and Prepaid Debit Cards are for People with Fair Credit. Compare offers side by side and apply online for the card that is right for you. Apply for the Fair Credit credit card or prepaid debit card of your choice by completing a secure online application.

See offers from our partners below.

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 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Fair Credit
  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • This credit card is best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.
  • USAA will periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Special rates are available for military members during deployment or PCS. See terms for additional information.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
  • See additional USAA Classic American Express® details
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    18.15%-24.15% (Variable)
    Annual Fee
    $35
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Credit One Bank's
secure site

Credit Needed
Fair Credit
  • Earn 1% cash back on gas and automotive purchases (terms apply) and double cash back on NASCAR.com purchases.
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time.
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • See additional Official NASCAR® Credit Card from Credit One Bank® details
 APPLY NOW

at Credit One Bank's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    16.65%-23.90% (Variable)
    Annual Fee
    $0 - $99
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Credit One Bank's
secure site

Credit Needed
See Terms
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
  • See additional Credit One Bank® Offer Finder Tool details
 APPLY NOW

at Credit One Bank's
secure site

Credit Needed
See Terms
  • Purchases Intro APR
    See Terms
    Balance Transfers Intro APR
    See Terms
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    See Terms
 APPLY ONLINE

at First Bankcard's
secure site

Credit Needed
Good Credit
  • Earn up to 2 FREE nights with bonus points - How you can earn free nights: Earn 16,000 bonus points after your first purchase and earn 16,000 bonus points on your first stay*
  • 13 points per $1 on Best Western stays (10 points as a Best Western Rewards® member, 3 points for using your Best Western Rewards® MasterCard®) 2 points per $1 spent everywhere else*
  • No Annual Fee*
  • Enjoy automatic Gold Elite Status with your Best Western Rewards® MasterCard®
  • 18.99% or 22.99% variable APR on purchases and balance transfers depending on your creditworthiness. This APR will vary based on the Prime Rate
  • *Click on "Apply Now" to learn more about Best Western Rewards® MasterCard®
  • See additional Best Western Rewards® MasterCard® details
 APPLY NOW

at First Bankcard's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    18.99% or 22.99% variable
    Annual Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at First PREMIER Bank's
secure site

Credit Needed
Fair/Bad Credit
  • Have a checking account? Apply today!
  • Easy 3-step application with a 30 second response
  • All credit types welcome to apply!
  • Quarterly FICO score on your monthly billing statement
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals
  • Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report.
  • The next First PREMIER Bank credit card customer could be you!
  • See additional First PREMIER® Bank MasterCard® Credit Card details
 APPLY NOW

at First PREMIER Bank's
secure site

Credit Needed
Fair/Bad Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    See Issuer Website
    Annual Fee
    See Issuer Website
    Credit Needed
    Fair/Bad Credit
 APPLY ONLINE

at Genesis Bankcard Services's
secure site

Credit Needed
Fair Credit
  • Card designs to fit your personality at no extra charge
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Our application is quick and easy with instant pre-qualification available
  • Protection from fraud, if your card happens to be lost or stolen
  • Unsecured credit card, no deposit required
  • Pre-qualifying today will not affect your credit score
  • See additional Milestone® MasterCard® details
 APPLY NOW

at Genesis Bankcard Services's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    23.90%
    Annual Fee
    $35-$99 (varies by credit level)
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Genesis Bankcard Services's
secure site

Credit Needed
Fair Credit
  • Pre-qualification available with no impact to your credit score
  • Previous bankruptcy OK
  • Easy pre-qualification process with fast response
  • Free online account access (mobile friendly)
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
  • See additional Indigo® Platinum MasterCard® details
 APPLY NOW

at Genesis Bankcard Services's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    23.90%
    Annual Fee
    $0 - $99
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Capital One's
secure site

Credit Needed
Fair Credit
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
  • See additional Journey® Student Rewards from Capital One® details
 APPLY NOW

at Capital One's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    20.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Mid America Bank & Trust's
secure site

Credit Needed
Bad/Fair
  • All credit types welcome to apply!
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results are provided online!
  • Monthly reporting to the 3 major credit bureaus
  • Use your card at locations everywhere that MasterCard® is accepted
  • Free online account access 24/7
  • Checking Account Required
  • See additional Matrix MasterCard® Credit Card details
 APPLY NOW

at Mid America Bank & Trust's
secure site

Credit Needed
Bad/Fair
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    See Terms*
    Annual Fee
    See Terms*
    Credit Needed
    Bad/Fair
 APPLY ONLINE

at Celtic Bank's
secure site

Credit Needed
Bad Credit
  • Initial Credit Limit of $500.00* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • All credit types welcome to apply!
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that MasterCard® is accepted
  • Free online account access 24/7
  • Checking Account Required
  • See additional Surge MasterCard® Credit Card details
 APPLY NOW

at Celtic Bank's
secure site

Credit Needed
Bad Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    See Terms*
    Annual Fee
    See Terms*
    Credit Needed
    Bad Credit
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