Fair Credit

The following Credit Cards and Prepaid Debit Cards are for People with Fair Credit. Compare offers side by side and apply online for the card that is right for you. Apply for the Fair Credit credit card or prepaid debit card of your choice by completing a secure online application.

See offers from our partners below.

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 APPLY ONLINE

at First PREMIER Bank's
secure site

Credit Needed
Fair/Bad Credit
  • Checking Account Required
  • If approved, you will be assigned a $300, $400 or $500 Credit Limit based on your creditworthiness.
  • Easy Online Application!
  • All credit types welcome to apply!
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit).
  • Know the score! Quarterly FICO score on your monthly billing statements
  • Top 20 Issuer of MasterCard Credit Cards
  • See additional First PREMIER® Bank MasterCard® Credit Card details
 APPLY NOW

at First PREMIER Bank's
secure site

Credit Needed
Fair/Bad Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    See Issuer Website
    Annual Fee
    See Issuer Website
    Credit Needed
    Fair/Bad Credit
 APPLY ONLINE

at Discover's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • You could turn $200 into $400 with Cashback Match™. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon.com, Sam's Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO® Credit Scores for free on statements and online.
  • No annual fee.
  • See additional Discover it® Cashback Match™ details
 APPLY NOW

at Discover's
secure site

or call Discover at
877-360-3730


Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.24% - 23.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Genesis Bankcard Services's
secure site

Credit Needed
Good/Fair
  • Quick pre-qualification available with no impact to your credit score
  • Easy pre-qualification process with fast response
  • Choose your custom card design - Free
  • Free online account access
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK
  • See additional Milestone® Gold MasterCard® details
 APPLY NOW

at Genesis Bankcard Services's
secure site

Credit Needed
Good/Fair
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    23.90%
    Annual Fee
    $35-$99 (varies by credit level)
    Credit Needed
    Good/Fair
 APPLY ONLINE

at Credit One Bank's
secure site

Credit Needed
Fair Credit
  • Credit One automatically monitors every account for credit line increase opportunities. We'll let you know as soon as you're eligible for additional credit.
  • See if you're Pre-Qualified without harming your credit score. In less than 60 seconds, find the card that's right for you.
  • Earn 1% cash back on gas and grocery purchases. Terms apply.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account will be reported monthly to all three major credit bureaus.
  • Zero fraud liability protects you from unauthorized charges.
  • Set up custom email or text alerts, so you'll always be aware of your payment due date, when your payment posts, or if your available balance runs low.
  • See additional Credit One® Rewards Credit Card details
 APPLY NOW

at Credit One Bank's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    15.65% - 24.15% Variable
    Annual Fee
    $0 - $99
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Genesis Bankcard Services's
secure site

Credit Needed
Fair Credit
  • Card designs to fit your personality at no extra charge
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Our application is quick and easy with instant pre-qualification available
  • Protection from fraud, if your card happens to be lost or stolen
  • Unsecured credit card, no deposit required
  • Pre-qualifying today will not affect your credit score
  • See additional Milestone® MasterCard® details
 APPLY NOW

at Genesis Bankcard Services's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    23.90%
    Annual Fee
    $35-$99 (varies by credit level)
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Capital One's
secure site

Credit Needed
Fair Credit
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
  • See additional Journey® Student Rewards from Capital One® details
 APPLY NOW

at Capital One's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    20.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Celtic Bank's
secure site

Credit Needed
Bad Credit
  • Initial Credit Limit of $500.00* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • All credit types welcome to apply!
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that MasterCard® is accepted
  • Free online account access 24/7
  • Checking Account Required
  • See additional Surge MasterCard® Credit Card details
 APPLY NOW

at Celtic Bank's
secure site

Credit Needed
Bad Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    Bad Credit
 APPLY ONLINE

at First PREMIER Bank's
secure site

Credit Needed
Fair/Bad Credit
  • Checking Account Required
  • If approved, you will be assigned a $300, $400 or $500 Credit Limit based on your creditworthiness.
  • Previous bankruptcy OK
  • Top 20 issuer of MasterCard Credit Cards
  • Zero fraud liability protects you from unauthorized charges. Restrictions apply.
  • Quarterly FICO score on your monthly billing statement
  • See additional First PREMIER® Bank Classic Credit Card details
 APPLY NOW

at First PREMIER Bank's
secure site

Credit Needed
Fair/Bad Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    See Issuer Website
    Annual Fee
    See Issuer Website
    Credit Needed
    Fair/Bad Credit
 APPLY ONLINE

at Genesis Bankcard Services's
secure site

Credit Needed
Fair Credit
  • Pre-qualification available with no impact to your credit score
  • Previous bankruptcy OK
  • Easy pre-qualification process with fast response
  • Free online account access (mobile friendly)
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
  • See additional Indigo® Platinum MasterCard® details
 APPLY NOW

at Genesis Bankcard Services's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    23.90%
    Annual Fee
    $0 - $99
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Credit One Bank's
secure site

Credit Needed
See Terms
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
  • See additional Credit One Bank® Offer Finder Tool details
 APPLY NOW

at Credit One Bank's
secure site

Credit Needed
See Terms
  • Purchases Intro APR
    See Terms
    Balance Transfers Intro APR
    See Terms
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    See Terms
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