Excellent Credit

Excellent credit equals excellent card options. People with excellent credit typically enjoy lower rates, better introductory rates and bonuses and better rewards. Check out the following offers from our partners for people with excellent credit. Not sure what your score is? Sign up for a CreditCards.com account to get your free credit score and report.

See offers from our partners below.

Ad Choices Image
 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn up to 1.25% cash back on everyday purchases.
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    10.40%-26.40% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    10.40%-26.40% (Variable)
    Annual Fee
    $0.
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Enjoy the lowest apr of any major bank in the U.S.
  • Same low rate for purchases, balance transfers and cash advances.
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    7.40%-24.40% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Earn up to 1.25% on your everyday purchases.
  • There's no limit on the amount you can earn.
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    10.40%-26.40% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Receive a $100 statement credit when you make at least $500 in purchases within the first 90 days.
  • 3X points = 3% cash back — Earn 3 points for every $1 spent on qualifying travel and AAA purchases.
  • 2X points = 2% cash back — Earn 2 points for every $1 spent on gas, grocery store and drugstore purchases.
  • 1 point per $1 = 1% cash back — Earn 1 point per $1 spent on everything else.
  • Earn unlimited points to redeem for cash back, gift cards and travel. You can also redeem for AAA vouchers, which can be used to make purchases at participating AAA branches and auto repair facilities.
  • No Annual Fee
  • Transfer high-rate balances and save with a 0% introductory APR for 12 billing cycles for balance transfers made in the first 60 days, then 13.49% to 23.49% Variable APR. 3% fee (min $10) applies to balance transfers.
  • See additional AAA Member Rewards Visa® Credit Card details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% Intro APR for the first 12 billing cycles for balance transfers made in the first 60 days
    Regular APR
    13.49% to 23.49% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See additional The Amex EveryDay® Preferred Credit Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-915-6742


Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% on Purchases for 12 months
    Balance Transfers Intro APR
    0% on Balance Transfers for 12 months
    Regular APR
    13.74%-23.74% Variable
    Annual Fee
    $95
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and limitations apply
  • See additional Gold Delta SkyMiles® Business Credit Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
866-492-4493


Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    15.99% - 19.99% Variable
    Annual Fee
    $0 introductory annual fee for the first year, then $95
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at American Express's
secure site

Credit Needed
Excellent/Good
  • Earn 5,000 Plenti® points after you spend $250 in purchases on your Plenti® Credit Card from Amex within your first 3 months of Card Membership.
  • No annual fee and no annual fee for Additional Cards.
  • 3 Plenti points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1 point), 2 points at U.S. restaurants and 1 point on other purchases. Terms apply.
  • Earn points in addition to what you can with the Plenti® rewards program. Learn More.
  • Use Plenti® points for things you already buy at AT&T company-owned stores, Rite Aid and more! Terms and limitations apply.
  • Terms and Conditions apply.
  • See additional The Plenti® Credit Card from Amex details
 APPLY NOW

at American Express's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% on Purchases for 12 months
    Balance Transfers Intro APR
    N/A
    Regular APR
    15.74%-25.74% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Discover's
secure site

Credit Needed
Excellent/Good
  • Choose your favorite team & show your pride –all 30 teams available. Save 10% at Shop.NHL.com and NHL.TV™.
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
  • Plus, unlimited 1% cash back on all other purchases.
  • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements & online.
  • No annual fee.
  • See additional NHL® Discover it® Card details
 APPLY NOW

at Discover's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% for 14 months
    Balance Transfers Intro APR
    0% for 14 months
    Regular APR
    11.49% - 23.49% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Earn 5% cash back on your first $3,000 in gas and military purchases annually on these categories combined.
  • Earn 2% cash back on your first $3,000 on supermarket purchases per year.
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    12.40%-26.40% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
Show More Results