Excellent Credit

Excellent credit equals excellent card options. People with excellent credit typically enjoy lower rates, better introductory rates and bonuses and better rewards. Check out the following offers from our partners for people with excellent credit. Not sure what your score is? Sign up for a CreditCards.com account to get your free credit score and report.

See offers from our partners below.

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 APPLY ONLINE

at Capital One's
secure site

Credit Needed
Excellent/Good
  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
 APPLY NOW

at Capital One's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    N/A
    Regular APR
    13.40% - 23.40% (V)
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Luxury Card's
secure site

Credit Needed
Excellent Credit
  • 24K-Gold-Plated/Carbon Card -Patented Design
  • Industry-Leading Rewards
  • Double Points Value When Redeemed for Airfare
  • 2% Value for Cash Back Statement Credit Redemptions
  • Luxury Card Concierge™
  • $200 Annual Airline Credit Toward Qualifying Airline Purchases
  • Members-Only Luxury Magazine and Luxury Gifts
  • Annual Fee: $995 ($295 for each additional account)
  • See additional MasterCard® Gold Card™ details
 APPLY NOW

at Luxury Card's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 15 months
    Regular APR
    15.49% Variable
    Annual Fee
    $995
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Limited Time Offer: Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
  • Plus, earn $150 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • $95 Annual Fee. 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See additional Blue Cash Preferred® Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-915-6641


Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% on Purchases for 12 months
    Balance Transfers Intro APR
    0% on Balance Transfers for 12 months
    Regular APR
    13.74%-23.74% Variable
    Annual Fee
    $95
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Earn unlimited 1.5% cash back on eligible net purchases
  • New cardmember bonus: $100 after you spend $500 in eligible net purchases in the first 90 days you have the card
  • 0% Intro APR on balance transfers for 12 billing cycles. After that, a variable APR currently 14.74% - 23.74%
  • Unlimited cash back
  • Cash back never expires
  • No annual fee
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
  • See additional U.S. Bank Cash 365™ American Express® Card details
 APPLY NOW

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0%* for 12 billing cycles*
    Regular APR
    14.74% - 23.74%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 10.74% - 22.74%
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
  • No Annual Fee
  • Flexibility to choose a payment due date that fits your schedule
  • Fraud Protection: receive notifications of unusual activity, plus zero fraud liability for fraudulent charges
  • See additional U.S. Bank Visa® Platinum Card details
 APPLY NOW

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0%* for 15 billing cycles*
    Balance Transfers Intro APR
    0%* for 15 billing cycles*
    Regular APR
    10.74% - 22.74%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
  • No Foreign Transaction Fees.
  • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
  • $0 Intro Annual Fee for the 1st year, then $195.
  • Terms Apply.
  • See additional Premier Rewards Gold Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-915-6387


Credit Needed
Excellent/Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    Introductory annual fee of $0 for the first year, then $195.
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • 30,000 bonus miles and a companion fare from $121 ($99, plus taxes and fees from $22) after you make $1,000 or more in purchases within the first 90 days of account opening.
  • Every year on your anniversary you'll receive a companion fare from $121 ($99 plus taxes and fees from $22) that can be used on Alaska and Virgin America flights booked on alaskaair.com.
  • Free checked bag on Alaska and Virgin America flights for you and up to six other passengers on the same reservation.
  • Earn 3 miles for every $1 spent directly on Alaska Airlines and Virgin America and 1 mile for every $1 spent on all other purchases.
  • No foreign transaction fees†.
  • There are two types of cards: the Visa Signature® card and the Platinum Plus® card. The card you receive will be determined by several factors including your income and credit history.
  • The benefits and bonus miles above apply to Visa Signature cards only. The Annual Fees, benefits and bonus miles for Platinum Plus® cards are different.
  • For more information on the differences, see the Features section accompanying the application.
  • See additional Alaska Airlines Visa Signature® Credit Card details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    12.74% - 19.74% Variable APR on purchases and balance transfers.
    Annual Fee
    $75
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at American Express's
secure site

Credit Needed
Excellent/Good
  • Limited Time Offer: Earn 80,000 Hilton Honors™ Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership. Offer ends 05/31/2017.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
  • Enjoy complimentary Silver status with your Hilton Honors™ Card.
  • Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year.
  • Terms Apply.
  • See additional Hilton Honors™ Card from American Express details
 APPLY NOW

at American Express's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    15.99%-19.99% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Discover's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
  • Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements and online.
  • No annual fee.
  • See additional Discover it® Cashback Match™ details
 APPLY NOW

at Discover's
secure site

or call Discover at
877-360-3730


Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% for 14 months
    Balance Transfers Intro APR
    0% for 14 months
    Regular APR
    11.49% - 23.49% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
 APPLY ONLINE

at Discover's
secure site

Credit Needed
Excellent/Good
  • Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
  • Get a mile-for-mile match of all the rewards you've earned at the end of your first year, automatically.
  • Redeem your rewards in any amount for cash or a travel credit. You'll always get $1 for every 100 Miles you've earned.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • 100% U.S. based customer service. Talk to a real person any time.
  • No Annual Fee.
  • See additional Discover it® Miles details
 APPLY NOW

at Discover's
secure site

Credit Needed
Excellent/Good
  • Purchases Intro APR
    0% for 14 months
    Balance Transfers Intro APR
    10.99% for 14 months
    Regular APR
    11.49% - 23.49% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
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