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Saturday, October 25th 2014

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Your Estimated Credit Score:

Fair

615-655


Start Over

Top 10 cards that match your estimated credit score are listed below.

Capital One® Platinum Credit Card
Capital One® Platinum Credit Card Credit Card Offer

At Capital One's
secure site

--OR--

Call Capital One at
888-820-6029

Capital One® Platinum Credit Card Card Application
  • Start with a $0 intro annual fee for the first year; $19 after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account—even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee—and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 24.9% (V) $0 intro for first year; $19 after that Fair Credit


Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One® QuicksilverOne® Cash Rewards Credit Card Credit Card Offer

At Capital One's
secure site

--OR--

Call Capital One at
888-819-6467

Capital One® QuicksilverOne® Cash Rewards Credit Card Card Application
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn't expire and there's no limit to how much you can earn
  • 0% intro APR on purchases until August 2015; 22.9% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until August 2015 N/A N/A 22.9% (V) $39 Fair Credit


Capital One® Classic Platinum Credit Card
Capital One® Classic Platinum Credit Card Credit Card Offer

At Capital One's
secure site

--OR--

Call Capital One at
888-822-4203

Capital One® Classic Platinum Credit Card Card Application
  • Get the credit you need with a competitive rate
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account—even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee—and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 20.9% (V) $39 Fair Credit


Barclaycard® Rewards MasterCard® - Average Credit
Barclaycard® Rewards MasterCard® - Average Credit Credit Card Offer

At Barclaycard's
secure site

Barclaycard® Rewards MasterCard® - Average Credit Card Application
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 24.99%* Variable $0 Average Credit


Capital One® Card Finder Tool
Capital One® Card Finder Tool Credit Card Offer

At Capital One's
secure site

Capital One® Card Finder Tool Card Application
  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles, and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are—to help you prepare for what's ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access including mobile app for fast and easy account management—right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want—by check, online, or at a local branch
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A Various Rates See Terms N/A


Credit One Bank® Credit Card with Gas Rewards
Credit One Bank® Credit Card with Gas Rewards Credit Card Offer

At Credit One Bank's
secure site

Credit One Bank® Credit Card with Gas Rewards Card Application
  • Unlimited 1% back gas rewards
  • No limit to the gas rewards you can earn
  • Rewards post to your account automatically each month
  • Get Pre-Qualified without affecting your credit score
  • Automatic reviews for credit line increase opportunities
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Choose your card design from our premium gallery
  • Email or text alerts to remind you when your payment is due
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A* N/A 17.90% - 23.90% (Variable)* $35-$99 Fair Credit


JourneySM Student Rewards from Capital One®
Journey<sup>SM</sup> Student Rewards from Capital One®  Credit Card Offer

At Capital One's
secure site

Journey<sup>SM</sup> Student Rewards from Capital One®  Card Application
  • Earn 1% cash back on every purchase
  • For every month you pay on time, you receive a 25% bonus—that's a total of 1.25% cash back
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly payment due date that works best for you
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 19.8% (V) $0 Average*


Credit One Bank® Platinum Card
Credit One Bank® Platinum Card Credit Card Offer

At Credit One Bank's
secure site

Credit One Bank® Platinum Card Card Application
  • Automatic reviews for credit line increase opportunities
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Get Pre-Qualified without affecting your credit score
  • Choose your card design from our premium gallery
  • Email or text alerts to remind you when your payment is due
  • Unlimited 1% back gas rewards
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A* N/A 17.90% - 23.90% (Variable)* $35-$99 Fair Credit


Discover it®
Discover it® Credit Card Offer

At Discover's
secure site

--OR--

Call Discover at
877-360-3730

Discover it® Card Application
  • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100% U.S.- based customer service—anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 14 months 0% 14 months 10.99% - 22.99% Variable* $0 Excellent Credit


Playstation® Card from Capital One®
Playstation® Card from Capital One®  Credit Card Offer

At Capital One's
secure site

Playstation® Card from Capital One®  Card Application
  • Earn 5,000 bonus points after your first purchase in the first 90 days
  • 10 points per $1 spent on all Playstation® Store purchases
  • 3 points per $1 spent on Playstation® and Sony purchases at Sony Store and store.sony.com
  • 3 points per $1 spent on quick service restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until September 2015, after that a variable 13.9% - 24.9% applies
  • No annual fee
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until September 2015 N/A N/A 13.9% - 24.9% (V) $0 Good Credit


* See the online Fair Credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.
What does "Fair" mean to you?

It means that you don't have much margin for error when it comes to credit. You've struggled to pay bills on time, or you're in danger of maxing out your credit cards. In short, you're one misstep away from the dreaded "bad credit" label.

So what should you do next? Issuers are always looking for reasons to crack down on consumers, so it's your job not to give them any more than you already have. Avoid any other missteps for as long as you can. Pay that credit card bill the day it comes in, and pay more than the minimum payment when you do. Carefully consider whether or not to apply for a new credit card. And be sure not to accrue any new debt as you pay down your current ones.


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