CreditCards.com Visa credit cardsMasterCard credit cardsAmerican Express credit cardsDiscover credit cards

Tuesday, July 22nd 2014

You need to upgrade your Flash Player

This site uses Flash Player 9 or above to display its content. Please download the latest version here.

If you have Javascript disabled, please enable it now.

Your Estimated Credit Score:

Fair

615-655


Start Over

Top 10 cards that match your estimated credit score are listed below.

Capital One® Platinum Credit Card
Capital One® Platinum Credit Card Credit Card Offer

At Capital One's
secure site

--OR--

Call Capital One at
888-820-6029

Capital One® Platinum Credit Card Card Application
  • Start with no annual fee for the first year; $19 after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account—even from your smartphone with our mobile app
  • Pick the monthly payment due date that works best for you
  • Pay however you want—by check, online, or at a local branch, all with no fee
  • Get access to your account 24 hours a day, 7 days a week
  • Start building for the future with features that can help you get there
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 24.9% (V) $0 intro for first year; $19 after that Fair Credit


Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One® QuicksilverOne® Cash Rewards Credit Card Credit Card Offer

At Capital One's
secure site

--OR--

Call Capital One at
888-819-6467

Capital One® QuicksilverOne® Cash Rewards Credit Card Card Application
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • No limit to the cash back you can earn
  • Your cash back doesn't expire
  • 0% intro APR on purchases until May 2015
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud Coverage if your card is ever lost or stolen
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until May 2015 N/A N/A 22.9% (V) $39 Fair Credit


Barclaycard® Rewards MasterCard® - Average Credit
Barclaycard® Rewards MasterCard® - Average Credit Credit Card Offer

At Barclaycard's
secure site

Barclaycard® Rewards MasterCard® - Average Credit Card Application
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 24.99%* (Variable) $0 Average Credit


Credit One Bank® Visa® Platinum
Credit One Bank® Visa® Platinum Credit Card Offer

At Credit One Bank's
secure site

Credit One Bank® Visa® Platinum Card Application
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Pre-Qualifying for our card is easy, fast and won't affect your credit score!
  • Email or text alerts to remind you when your payment is due
  • Get a credit line increase automatically after you make your first six monthly payments on time
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 17.90%-23.90% (Variable) $35-$75 Fair Credit


Capital One® Card Finder Tool
Capital One® Card Finder Tool Credit Card Offer

At Capital One's
secure site

Capital One® Card Finder Tool Card Application
  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles, and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are—to help you prepare for what's ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access including mobile app for fast and easy account management—right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want—by check, online, or at a local branch
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A Various Rates See Terms N/A


JourneySM Student Rewards from Capital One®
Journey<sup>SM</sup> Student Rewards from Capital One®  Credit Card Offer

At Capital One's
secure site

Journey<sup>SM</sup> Student Rewards from Capital One®  Card Application
  • Earn 1% cash back on every purchase, every month—and pay no annual fee
  • For every month you pay on time, you receive a 25% bonus—that's a total of 1.25% cash back
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Brighten your financial future with responsible credit use—and get rewarded along the way
  • Fraud coverage if your card is lost or stolen
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Pick the monthly payment due date that works best for you
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 19.8% (V) $0 Average*


Playstation® Card from Capital One®
Playstation® Card from Capital One®  Credit Card Offer

At Capital One's
secure site

Playstation® Card from Capital One®  Card Application
  • Earn 5,000 bonus points after your first purchase in the first 90 days
  • 10 points per $1 spent on all Playstation® Store purchases
  • 3 points per $1 spent on Playstation® and Sony purchases at Sony Store and store.sony.com
  • 3 points per $1 spent on quick service restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until June 2015, after that a variable 13.9% - 24.9% applies
  • No annual fee
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until June 2015 N/A N/A 13.9% - 24.9% (V) $0 Good Credit


Discover it® chrome for Students
Discover it® chrome for Students Credit Card Offer

At Discover's
secure site

Discover it® chrome for Students Card Application
  • No annual fee, no late fee on your first late payment, no overlimit fee and no foreign transaction fee*.
  • 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% - 21.99%.
  • APR won't go up if you pay late.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • U.S. based customer service—anytime, day and night.
  • *Click "Apply" to see rates, rewards and other information.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 6 months N/A N/A 12.99% - 21.99% Variable* $0 Fair Credit


Discover it® for Students with $20 Cashback Bonus
Discover it® for Students with $20 Cashback Bonus Credit Card Offer

At Discover's
secure site

Discover it® for Students with $20 Cashback Bonus Card Application
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.*
  • *Click "Apply" to see rates, rewards and other information.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A See Terms N/A 12.99%-21.99% Variable* $0 Fair Credit


Discover it® for Students
Discover it® for Students Credit Card Offer

At Discover's
secure site

Discover it® for Students Card Application
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *Click "Apply" to see rates, rewards and other information.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 6 months N/A N/A 12.99%-21.99% Variable* $0 Fair Credit


* See the online Fair Credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.
What does "Fair" mean to you?

It means that you don't have much margin for error when it comes to credit. You've struggled to pay bills on time, or you're in danger of maxing out your credit cards. In short, you're one misstep away from the dreaded "bad credit" label.

So what should you do next? Issuers are always looking for reasons to crack down on consumers, so it's your job not to give them any more than you already have. Avoid any other missteps for as long as you can. Pay that credit card bill the day it comes in, and pay more than the minimum payment when you do. Carefully consider whether or not to apply for a new credit card. And be sure not to accrue any new debt as you pay down your current ones.


Comments or suggestions about this tool? Send us feedback

credit card glossary

Looking for a term? Find it in our online credit card glossary

USA   |   UK   |   Australia   |   Canada