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Your Estimated Credit Score:

Fair

615-655

Top 10 cards that match your estimated credit score are listed below.
 APPLY ONLINE

Credit Needed
Fair Credit
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
 APPLY NOW

At Capital One's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    24.99% (Variable)
    Annual Fee
    $0
    Credit Needed
    Fair Credit

 APPLY ONLINE

Credit Needed
Fair Credit
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn
  • 0% intro APR on purchases until November 2016; 23.24% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
 APPLY NOW

At Capital One's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    0% until november 2016 until November 2016
    Balance Transfers Intro APR
    n/a until november 2016
    Regular APR
    23.24% (Variable)
    Annual Fee
    $39
    Credit Needed
    Fair Credit

 APPLY ONLINE

Credit Needed
Fair Credit
  • 2X points on purchases for gas, groceries and utilities, and 1X points on all other purchases
  • No annual fee
  • Points don't expire as long as account is open, active and in good standing
  • No limits on the number of points you can earn or redeem
  • Starting at 1,000 points for $10, points can be redeemed for statement credits and gift cards
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • $0 Fraud Liability on unauthorized charges
 APPLY NOW

At Barclaycard's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    25.24%* Variable
    Annual Fee
    $0
    Credit Needed
    Fair Credit

 APPLY ONLINE

Credit Needed
Fair Credit
  • Credit One automatically monitors every account for credit line increase opportunities. We'll let you know as soon as you're eligible for additional credit.
  • See if you're Pre-Qualified without harming your credit score. In less than 60 seconds, find the card that's right for you.
  • Earn 1% cash back on gas and grocery purchases. Terms apply.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account will be reported monthly to all three major credit bureaus.
  • Zero fraud liability protects you from unauthorized charges.
  • Set up custom email or text alerts, so you'll always be aware of your payment due date, when your payment posts, or if your available balance runs low.
 APPLY NOW

At Credit One Bank's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    15.65% - 24.15% Variable
    Annual Fee
    $0 - $99
    Credit Needed
    Fair Credit

 APPLY ONLINE

Credit Needed
Fair Credit
  • Get Pre-Qualified without harming your credit score
  • 1% cash back on gas & groceries, terms apply
  • This is a fully unsecured credit card with no deposit requirement
  • Pick your payment due date to fit your schedule
  • Automatic reviews for credit line increase opportunities
 APPLY NOW

At Credit One Bank's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    15.65% - 24.15% Variable
    Annual Fee
    $0 - $99
    Credit Needed
    Fair Credit

 APPLY ONLINE

Credit Needed
Fair Credit
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
 APPLY NOW

At Capital One's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    20.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Fair Credit

 APPLY ONLINE

Credit Needed
Good/Fair
  • Quick pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Choose your custom card design - Free
  • Free online account access
  • Zero Liability — you'll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK
 APPLY NOW

At Genesis Bankcard Services's
secure site

Credit Needed
Good/Fair
  • Purchases Intro APR
    N/A N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    23.90% (Fixed)
    Annual Fee
    $35-$99 (varies by credit level)
    Credit Needed
    Good/Fair

 APPLY ONLINE

Credit Needed
Fair Credit
  • Automatic reviews for credit line increase opportunities
  • Get Pre-Qualified without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Free online monthly credit score tracking included
  • Pick your payment due date to fit your schedule
  • Choose your card design from our premium gallery, a fee may apply
  • Earn 1% cash back on gas and grocery purchases, terms apply
  • Rewards post to your account automatically each month
 APPLY NOW

At Credit One Bank's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    15.65% - 24.15% Variable
    Annual Fee
    $0 - $99
    Credit Needed
    Fair Credit

 APPLY ONLINE

Credit Needed
Good/Excellent
  • Up to 7,000 Rakuten SuperPoints™ (a $70 value)**
  • Earn 3 Rakuten Super Points™ for every qualifying $1 spent on Rakuten.com**.
  • Earn 1 Rakuten Super Points™ for every $1 spent everywhere else**.
  • Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.
 APPLY NOW

At Rakuten Card USA, Inc.'s
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    16.24% - 23.24% Variable*
    Annual Fee
    $0‡
    Credit Needed
    Good/Excellent

 APPLY ONLINE

Credit Needed
Fair/Bad Credit
  • Checking account required
  • Apply today and if approved, pay a Processing Fee and you could begin enjoying a manageable credit limit (subject to available credit, additional fees and charges).
  • Reports to the major Consumer Reporting Agencies.
  • Easy Application process!
  • Pay no interest on purchases by paying your balance in full each month
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit).
  • Trying to rebuild your credit history? It may be possible if you make on time payments to all your creditors and keep your account balances low relative to the credit limit.
  • Top 20 Issuer of MasterCard Credit Cards
 APPLY NOW

At First PREMIER® Bank's
secure site

Credit Needed
Fair/Bad Credit
  • Purchases Intro APR
    N/A N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    See Issuer Website
    Annual Fee
    See Issuer Website
    Credit Needed
    Fair/Bad Credit

See the online Fair Credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.
What does "Fair" mean to you?

It means that you don't have much margin for error when it comes to credit. You've struggled to pay bills on time, or you're in danger of maxing out your credit cards. In short, you're one misstep away from the dreaded "bad credit" label.

So what should you do next? Issuers are always looking for reasons to crack down on consumers, so it's your job not to give them any more than you already have. Avoid any other missteps for as long as you can. Pay that credit card bill the day it comes in, and pay more than the minimum payment when you do. Carefully consider whether or not to apply for a new credit card. And be sure not to accrue any new debt as you pay down your current ones.



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