USAA Secured Card® American Express® Card


Credit Needed
Bad Credit
  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
  • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
  • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
  • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.

at USAA Savings's
secure site

  • Purchases Intro APR
    Balance Transfers Intro APR
    Regular APR
    9.90%-19.90% (Variable)
    Annual Fee
    Credit Needed
    Bad Credit

USAA Secured Card® American Express® Card - Staff Review

Apply for the USAA Secured Card® American Express® Card from our partner by filling out a secure online application.

All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.