Card Offer from our partner

Partner Offer

USAA Cash Rewards® American Express® Card


Credit Needed
  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • Earn up to 2.25% cash back on gas and grocery purchases and up to 1.25% cash back for all other purchases.
  • No caps or limits on the amount you can earn.
  • Your cash rebate is awarded every January for the purchases made the previous 12 months.
  • Enjoy variable rates as low as 10.40% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the prime rate.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.

at USAA Savings's
secure site

  • Purchases Intro APR
    Balance Transfers Intro APR
    Regular APR
    10.40%-26.40% (Variable)
    Annual Fee
    Credit Needed

USAA Cash Rewards® American Express® Card - Staff Review


Editor's Rating:

2.3-star review

2.3 out of 5

Our take: The USAA Cash Rewards American Express card offers military-friendly benefits and an uncommonly low interest rate for cardholders with the best credit scores; however, its complicated tiered rewards program offers relatively little benefit.

Read full review


All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.