Card Offer from our partner

Partner Offer

First Niagara Standard Rewards MasterCard®


Credit Needed
Good Credit
  • Rewards customers receive one point for each dollar of net purchases. Points can be redeemed on a variety of rewards and expire 3 months from month earned.
  • Flights, hotels, car rentals, account credits, electronics, sporting goods, gift cards, event tickets, and more
  • 0% Introductory APR on Balance Transfers
  • Online Account Access - Check your Balance, View Transactions, Make Payment and Reward Inquiries
  • $35 annual fee waived first year

at First Niagara's
secure site

  • Purchases Intro APR
    Balance Transfers Intro APR
    0% for 6 months
    Regular APR
    15.49% (Variable)
    Annual Fee
    $35, waived first year
    Credit Needed
    Good Credit

First Niagara Standard Rewards MasterCard® - Staff Review

Apply for the First Niagara Standard Rewards MasterCard® from our partner by filling out a secure online application.

All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.