American Express Serve®


Credit Needed
No Credit Check
  • Your Full Service Prepaid Debit Card. (American Express Serve is not a credit card.)
  • No credit check. No minimum balance. No hidden fees.
  • Free Direct Deposit gets you access to your money up to 2 days faster.
  • Free ATM withdrawals at over 24,000 ATMs nationwide.
  • Free Online Bill Pay and money management tools.
  • Enjoy American Express service and security 24/7. Shop online and off and enjoy Card Membership benefits like Purchase Protection.*
  • *Underwritten by AMEX Assurance Company. Subject to additional terms, conditions, and exclusions.

at American Express's
secure site

  • Purchases Intro APR
    Balance Transfers Intro APR
    Regular APR
    Annual Fee
    $1 Monthly Fee (no fee NY, TX & VT)*
    Credit Needed
    No Credit Check

American Express Serve® - Staff Review

Apply for the American Express Serve® from our partner by filling out a secure online application.

All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.