Card Offer from our partner

Partner Offer

PenFed Defender American Express® Card


Credit Needed
Excellent Credit
  • 4.99% APR promo balance xfer rate for 12 mos w/no balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 10.24%-17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
  • $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of October 1, 2016 and subject to change.
  • Must be in military service, the National Guard, the Reserves, Retired, or an honorably discharged Veteran of the United States military to apply.
  • 1.5% Unlimited Cash Back On All Purchases
  • No Annual or Foreign Transaction Fees, Chip Enabled for Added Security, Federally Insured by NCUA
  • No Penalty APR
  • Rates As Low As 10.24% APR

at Pentagon FCU's
secure site

  • Purchases Intro APR
    Balance Transfers Intro APR
    4.99% for 12 months
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    Excellent Credit

PenFed Defender American Express® Card - Staff Review


Editor's Rating:

2.9-star review

2.9 out of 5

Our take: A good value for credit union members, the PenFed Defender American Express card pairs a strikingly low interest rate with solid, maintenance-free rewards.

Read full review


All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.