Orchard Bank Classic MasterCards

If you have bad credit and are struggling to find a card you can qualify for, your problems are solved with the Orchard Bank Classic MasterCards. The level of card you qualify for (Platinum, Gold, Classic, or Secured) depends on your credit history. If your credit history is poor, you may start with the Secured MasterCard, which requires a security deposit and small annual fee. With the Orchard Bank Classic MasterCards, you will enjoy free online account management tools and zero fraud liability protection. You can even enroll online for a feature that will send you e-mail and text messages to remind you of upcoming payments. If you need to build a strong credit history and want all the benefits that come with having a credit card, apply and qualify today for the Orchard Bank Classic MasterCards.

Credit quality needed:		Card category:
Not sure what your credit quality is? Find out now		Low Interest Balance Transfer Rewards Cash Back Airline Instant Approval Prepaid & Debit Student Business

Credit Card Rates		Purchase		Balance Transfer		Cash Advance
Intro APR		N/A*		N/A		N/A
Intro Period		N/A		N/A		N/A
Standard APR		14.99%-19.99%*		14.99%		20.90%
Default APR		29.49%		29.49%		0%
Minimum Grace Period		0 days		0 days		0 days
Minimum Finance Charge		$1.00		$1.00		$1.00
Transaction Fees		Balance Transfer		Cash Advance		Foreign Exchange
Minimum		$5		$5		0
Fee Rate		5.00%		5.00%		3.00%
Maximum		N/A		N/A		0

Credit Card Other Fees
Setup Fee		$0
First Annual Fee		$0
Ongoing Annual Fee		$59
Late Payment Fee		$30

Orchard Bank Classic MasterCards
	An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages are available to remind you of your upcoming payment due date Knowledgeable customer service representatives to assist you with questions or concerns
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed N/A* N/A* 14.99%-19.99%* $0 - $59 the first year, $35 - $59 per year thereafter* Yes* Bad Credit*

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