Card Offer from our partner

Partner Offer

NASA Federal Visa® Platinum Advantage Rewards

 APPLY ONLINE

Credit Needed
Excellent/Good
  • Enjoy rewards like free travel and brand name merchandise
  • Transfer balances and lock-in a low 7.9% APR* for life.
  • Enjoy purchase rates as low as 10.15% APR*.
  • No balance transfer fee.
  • No annual fee
  • Credit limits up-to $30,000.
 APPLY NOW

at NASA Federal Credit Union's
secure site

  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    7.900% for For life of balance transfers made within 90-days of account opening for qualified applicants
    Regular APR
    10.15% - 17.99% Variable on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good

NASA Federal Visa® Platinum Advantage Rewards - Staff Review

Apply for the NASA Federal Visa Platinum Advantage Rewards from our partner by filling out a secure online application.

NASA Federal Visa Platinum Advantage Rewards - Additional Information

This additional information has been provided by NASA Federal Credit Union.

NASA Federal Platinum Advantage Rewards Credit Card Terms and Conditions

Interest Rates and Interest Charges
Annual Percentage Rate (APR)* For Purchases

10.15% - 17.99%

when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
APR For Balance Transfers
7.9% for balance transfers made within 90-days of account opening for qualified applicants, based on creditworthiness. The 7.9% will remain in effect for the life of balances transferred within the first 90-days of account opening. Balance transfers made after 90-days of account opening do not qualify for 7.9%.  
 
Otherwise, 10.15% to 17.99%, based on creditworthiness.  This APR will vary with the market based on the Prime Rate.
APR For Cash Advances 12.15% - 18.00% based on creditworthiness
This APR will vary with the market based on the Prime Rate.
Penalty APR and When it Applies 18.00%
This APR may be applied to your account if you make a late payment.

How Long Will the Penalty APR Apply? The Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period.

How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge None
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee None
Transaction Fees Balance Transfer: None
Cash Advance: 3% of advance ($5 minimum)
Foreign Transactions: 1% of transaction amount
Penalty Fees Late Payment: Up to $35 (Charged if minimum payment is not received by the due date.)
Over-the-Credit Limit: None
Returned Payment: Up to $35
Other Fees Card Replacement: None (Platinum Rewards);
Otherwise: $5

The minimum monthly payment is 2% of your total new balance, or $25, whichever is greater.

How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases). See your Account Agreement for more details.

Loss of Promotional APR on balance transfer: We may end your promotional APR and apply the Penalty APR if you make a late payment.

Billing Rights: Information on your rights to dispute transactions, and how to exercise those rights, is provided in your Account Agreement.



All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.