Card Offer from our partner

Partner Offer


Credit Needed
  • Up to $250 for first time borrowers
  • Good credit not required
  • Instant decision on loan approval
  • Free credit education
  • Apply in as few as 5 minutes
  • Visit site to see if available in your state
  • LendUp accepts applications from: AL, CA, FL, ID, IL, IN, HI, KS, LA, MO, MS, NM, OH, OK, OR, TN, TX, UT, WA, WI, and WY
  • *Terms and restrictions apply. See for complete details and product availability.

at LendUp's
secure site

  • Purchases Intro APR
    Balance Transfers Intro APR
    Regular APR
    Annual Fee
    Credit Needed
    N/A - Staff Review

Apply for a Personal Loan by filling out a secure online application. Personal Loan - Additional Information

This additional information has been provided by LendUp.

LendUp offers loans with declining rates and the opportunity to build credit history over time where available. LendUp also offers free education.

With no hidden fees, clear terms and conditions, and its customer service, LendUp loans have no surprises.

LendUp is committed to improving the lives of their customers. They succeed when you succeed, not when you go deeper into debt.

Customer Testimonials:

“I can tell this is a different type of service, one that actually cares about its customers. The website is easy to use and you are honest with your product, which is really refreshing, considering most lenders in this industry are just out to get you.”
- Gustavo, Marina Del Rey, CA

“You seem to take the word loan and change it to opportunity.”
– Mitchell P. from Los Angeles, CA

At LendUp, you treat everyone equally and it really makes me feel hopeful about my future.”
-Pamela, Sunnyvale, CA

Quotes from the Press:

"LendUp wants to help borrowers get out of the debt cycle and become more credit-worthy" WSJ

All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.